PassiveTrack vs 股息流

PassiveTrack is a global wealth tracker for people whose financial life crosses borders. Track stocks, crypto, cash, deposits, real estate, mutual funds, bonds, and anything else you own — in any currency, on any market. See your net worth, monthly passive income, and FIRE coverage as one consolidated number. Updated daily. — WHAT IT DOES — Net worth across currencies USD, EUR, HKD, CNY, SGD, JPY, GBP, AUD, CAD... add holdings in their native currency and view your total in any base currency. Real-time FX. Auto-handles cross-listings (AAPL on NASDAQ vs Frankfurt). Monthly passive income Auto-syncs dividend payouts from your stock positions. Includes deposit interest, rental income, and any other recurring streams you enter manually. FIRE coverage in one number Based on the classic 4% rule, adapted for Asian markets (we suggest 3.3-3.6% SWR given local medical inflation). See how close you are to financial independence as a single percentage updated daily. AI monthly report Plain-language summary of where your money moved last month, compared against same-age peers in your country. Optional, off by default. Family view Share your top-line numbers with a partner — net worth, passive income, FIRE coverage — without exposing individual holdings, accounts, or transactions. Either of you can disconnect instantly. Voice input (new) Tap the microphone in "Add with AI", speak in Chinese or English, and we parse your holdings automatically. Audio processed on-device — never sent to our servers. — WHY MANUAL ENTRY — We don't connect to banks or brokers. We don't ask for your passwords, OAuth tokens, or screen-scraping permissions. You enter what you own, when you want, with as much detail as you want. This trades 5 minutes a month for 100% data control. No surprise breaches, no broker change disconnecting your dashboard, no third party with your full financial picture. — PRICING — Free forever for personal use, up to 10 holdings and 2 income streams. Pro ($4.99/month auto-renewing) removes all limits and adds: - Unlimited holdings + income streams - 3 AI reports + 50 FIRE Coach messages per day - Auto-synced dividends + deposit interest - Full CSV export - Priority support Subscription renews monthly until cancelled in Settings → Apple ID → Subscriptions. Privacy Policy and Terms of Use available on the paywall. — PRIVACY — We store only what you tell us: email, optional display name, holdings you enter, optional FIRE inputs. We do NOT collect: - Bank credentials or balances - Location, contacts, photos, or health data - Third-party analytics or ad SDKs Account deletion is one tap in Settings — permanently removes you and all your data, no email required. Built for the FIRE community. Free at the personal level, sustainable at the Pro level.

股息流是一款用于记录持仓、追踪分红和管理现金流收益的工具。你可以清晰查看自己的持仓变化、分红到账、年度收益和目标进度，也可以通过云同步在多设备间保持数据一致。 主要功能包括： 持仓账本：记录买入、卖出、转赠等持仓操作，回溯历史变化 分红追踪：查看分红到账记录、年度现金流和历史分红情况 现金流日历：按月、按年查看各资产的分红到账与累计收益 目标规划：根据当前现金流率和投入节奏，估算目标达成进度 云同步：在登录后同步持仓、收益和相关数据 Pro 订阅：解锁更多资产组合、云同步和高级功能 股息流仅提供投资记录与辅助分析，不提供证券交易、开户或投资建议服务。行情与分红信息来源于公开披露数据，仅供参考，不构成任何投资建议。市场有风险，投资需谨慎。 隐私政策：https://buyaofei.cn/dividend/privacy.html Terms of Use (EULA)：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/