PassiveTrack vs 股息流
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PassiveTrack
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How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy
股息流
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股息流是一款用于记录持仓、追踪分红和管理现金流收益的工具。你可以清晰查看自己的持仓变化、分红到账、年度收益和目标进度,也可以通过云同步在多设备间保持数据一致。 主要功能包括: 持仓账本:记录买入、卖出、转赠等持仓操作,回溯历史变化 分红追踪:查看分红到账记录、年度现金流和历史分红情况 现金流日历:按月、按年查看各资产的分红到账与累计收益 目标规划:根据当前现金流率和投入节奏,估算目标达成进度 云同步:在登录后同步持仓、收益和相关数据 Pro 订阅:解锁更多资产组合、云同步和高级功能 股息流仅提供投资记录与辅助分析,不提供证券交易、开户或投资建议服务。行情与分红信息来源于公开披露数据,仅供参考,不构成任何投资建议。市场有风险,投资需谨慎。 隐私政策:https://buyaofei.cn/dividend/privacy.html Terms of Use (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: 股息流 at every 9 days against PassiveTrack's every 2 months. PassiveTrack's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month and 股息流 sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
PassiveTrack ships an update every 2 months, 股息流 every 9 days. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.
| Parameter | PassiveTrack | 股息流 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 38 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | DMCS | 诚 刘 |
In-app purchases
PassiveTrack
- PassiveTrack Pro$4.991 Month
股息流
- 股息流 Pro$6.991 Year








