PassiveTrack vs 攒息
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PassiveTrack
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How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy
攒息
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攒息,是一款专注于分红记录与长期现金流观察的工具。让每笔股息一目了然。 你可以记录自己的持仓,查看公开分红方案与关键日期,在首页、时间线、月历和年度总览中持续追踪每一笔分红。 它不是交易软件,也不提供投资建议。 更适合想把分红记录得更清楚、看得更长期的朋友。 你持有的股票、ETF 今年会派多少息?什么时候到账?已到账多少?攒息把这些问题变成一条清晰的时间线。 【核心功能】 · 分红时间线 —— 按月查看待收与已收分红,年度总览一键掌握 · 持仓管理 —— 记录股票与 ETF 持仓,自动关联公开分红方案 · 到账记录 —— 实际到账与方案预估自动比对,差额一目了然 · 到账提醒 —— 分红派发前提前提醒,不错过任何一笔 · 桌面小组件 —— 下一次分红倒计时放在手边 · 数据透明 —— 每条方案标注来源与数据口径,公开可查 · 本地优先 —— 数据默认仅保存在你的设备;开启 Pro 后可在自己的 iCloud 间多设备同步 【免费版与 Pro】 免费版:10 只持仓、分红时间线、到账记录、当天/前 1 天提醒、基础小组件。 Pro:不限持仓数量、iCloud 同步、增强小组件(本月分红/分红总览)、分红洞察(趋势、月度分布、持仓贡献、已收待收结构)、前 3 天/前 7 天提醒档位。 【数据说明】 分红方案数据整理自上市公司与基金公开披露信息,仅供参考,不构成投资建议。攒息不提供证券交易、投资咨询等服务。 【使用条款(EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: 攒息 at every 3 weeks against PassiveTrack's every 2 months. PassiveTrack's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PassiveTrack sells 1 in-app purchase, starting at $4.99 per month and 攒息 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
PassiveTrack ships an update every 2 months, 攒息 every 3 weeks. Both last shipped on October 31, 2026.
| Parameter | PassiveTrack | 攒息 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 38 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | DMCS | 艳 韩 |
In-app purchases
PassiveTrack
- PassiveTrack Pro$4.991 Month
攒息
- 攒息Pro会员(月度)$1.991 Month
- 攒息Pro会员(季度)$3.993 Months
- 攒息Pro会员(年度)$12.991 Year





