PassiveTrack vs ChartLab

PassiveTrack is a global wealth tracker for people whose financial life crosses borders. Track stocks, crypto, cash, deposits, real estate, mutual funds, bonds, and anything else you own — in any currency, on any market. See your net worth, monthly passive income, and FIRE coverage as one consolidated number. Updated daily. — WHAT IT DOES — Net worth across currencies USD, EUR, HKD, CNY, SGD, JPY, GBP, AUD, CAD... add holdings in their native currency and view your total in any base currency. Real-time FX. Auto-handles cross-listings (AAPL on NASDAQ vs Frankfurt). Monthly passive income Auto-syncs dividend payouts from your stock positions. Includes deposit interest, rental income, and any other recurring streams you enter manually. FIRE coverage in one number Based on the classic 4% rule, adapted for Asian markets (we suggest 3.3-3.6% SWR given local medical inflation). See how close you are to financial independence as a single percentage updated daily. AI monthly report Plain-language summary of where your money moved last month, compared against same-age peers in your country. Optional, off by default. Family view Share your top-line numbers with a partner — net worth, passive income, FIRE coverage — without exposing individual holdings, accounts, or transactions. Either of you can disconnect instantly. Voice input (new) Tap the microphone in "Add with AI", speak in Chinese or English, and we parse your holdings automatically. Audio processed on-device — never sent to our servers. — WHY MANUAL ENTRY — We don't connect to banks or brokers. We don't ask for your passwords, OAuth tokens, or screen-scraping permissions. You enter what you own, when you want, with as much detail as you want. This trades 5 minutes a month for 100% data control. No surprise breaches, no broker change disconnecting your dashboard, no third party with your full financial picture. — PRICING — Free forever for personal use, up to 10 holdings and 2 income streams. Pro ($4.99/month auto-renewing) removes all limits and adds: - Unlimited holdings + income streams - 3 AI reports + 50 FIRE Coach messages per day - Auto-synced dividends + deposit interest - Full CSV export - Priority support Subscription renews monthly until cancelled in Settings → Apple ID → Subscriptions. Privacy Policy and Terms of Use available on the paywall. — PRIVACY — We store only what you tell us: email, optional display name, holdings you enter, optional FIRE inputs. We do NOT collect: - Bank credentials or balances - Location, contacts, photos, or health data - Third-party analytics or ad SDKs Account deletion is one tap in Settings — permanently removes you and all your data, no email required. Built for the FIRE community. Free at the personal level, sustainable at the Pro level.

ChartLab is a candlestick review and backtesting tool built for traders. It provides real historical candlestick data for US stocks and China A-shares. Recreate past market trends and practice buy/sell decisions in a risk-free environment. 1. Two training modes: Random blind training (hide stock ticker and date) and custom training with selected stock & time range 2. Switch freely between timeframes: tick, minute, daily charts. Supports drawing tools, volume profile and dozens of technical indicators 3. Real historical market replay, faithfully simulating limit-up/limit-down, commission fees, short interest and other trading rules 4. Long & short simulated orders. Track profit/loss, win rate and max drawdown for every trade 5. Bar-by-bar chart training to read price action, build market sense and avoid hindsight bias 6. Auto-generated trading reports to test your strategy and build your personal trading system Whether you are a stock beginner learning candlestick basics or an experienced trader refining entry & exit rules, you can gain trading experience and improve your skills through historical backtesting. This app is for trading education and simulation only. No real stock trading is available. Simulation results do not represent future market performance.