Net Worth vs WealthTrack
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Net Worth
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See your true net worth as a single number ā add every account and debt by hand, save a dated snapshot, and watch your wealth build over time. No bank logins, no sign-up. Most money apps make you connect your bank and hand over your logins. NetWorth is the opposite: a private, manual tracker for people who just want a clear picture of what they own and what they owe. You type the figures yourself, so nothing ever leaves your iPhone. WHAT YOU GET - One clear number that captures everything you own minus everything you owe - Cash, investments, real estate, vehicles and crypto tracked side by side - Debts like mortgages, loans and credit cards logged in the same place - Dated snapshots you can save and compare between any two points in time - Net-worth trend and assets-vs-liabilities charts that show your progress - Reminders that nudge you to capture your next snapshot on schedule PERFECT FOR - FIRE and early-retirement planners tracking their savings rate - Investors who want one wealth number across scattered accounts - Anyone paying down debt and wanting to watch the balance shrink - Privacy-minded people who refuse to link their bank WHY NOT JUST USE A SPREADSHEET? A spreadsheet won't chart your trend, remind you to update it, or show a clean side-by-side of two dates on your phone. NetWorth keeps the manual control you like and does the math, history and visuals for you. PRIVACY Everything you enter stays on your device. No account, no bank connection, no tracking, and it works fully offline. FULL ACCESS NetWorth is free to try. Full Access unlocks unlimited accounts, all your snapshots, the trend and comparison charts, and snapshot reminders through one of these options: - Weekly subscription - Yearly subscription - Lifetime (one-time purchase) Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. Add your first account today and lock in the number that actually matters. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com
WealthTrack
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WealthTrack pulls every account, investment and asset into a single net-worth view that lives entirely on your device. No bank linking, no transaction feeds, no ads. Just a clear picture of everything you own and owe ā and where it's headed. EVERYTHING IN ONE PLACE ⢠Current accounts, savings, ISAs and pensions ⢠Stocks, crypto and other investments ⢠Property, vehicles and other assets ⢠Credit cards, loans and mortgages ⢠Custom item types for anything else ALWAYS UP TO DATE ⢠Quick-add a new value with one tap ⢠Bulk-update everything in seconds ⢠Charts show net worth, asset mix, and trends over any period ⢠Smart insights highlight your best and worst performers PLAN AHEAD ⢠Build "what if" projection scenarios ⢠Model contributions, withdrawals, growth and inflation ⢠See where you'll be in 5, 10, 25 years ⢠Compare projections against your actual progress PRIVATE BY DESIGN ⢠All data stays on your device ā encrypted in iOS app sandbox ⢠No bank logins, no broker linking, no data sharing ⢠No third-party analytics, no advertising ⢠Optional Face ID / Touch ID to keep the app locked PRO FEATURES ⢠Unlimited items and projections ⢠Customisable dashboard ⢠CSV export and import ⢠Asset/liability chart overlays ⢠Allocation mode toggle (asset / liability / net) ⢠Custom item types PRICING ⢠Pro Yearly: Ā£24.99/year (with 7-day free trial) ⢠Pro Monthly: Ā£2.99/month ⢠Free tier: 10 items, 1 projection ā perfect for getting started WealthTrack is built in the UK by an independent developer. No venture capital, no growth team, no growth hacks. Just an app that does the thing it says on the tin. Questions or feedback? Tap "Contact support" in Settings. We read everything.
Screenshots
Verdict
The clearest difference is update cadence: WealthTrack at every 2 days against Net Worth's monthly. WealthTrack also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Net Worth sells 3 in-app purchases, starting at $4.99 per 7 days and WealthTrack sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Net Worth ships an update monthly, WealthTrack every 2 days. Both last shipped on October 25, 2026.
| Parameter | Net Worth | WealthTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 2 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPod ā better |
| Requires iOS | 17.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 11 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Phuc Pham | Adam Murphy |
In-app purchases
Net Worth
- Snapshot History Ā· Weekly$4.997 Days
- Investments & Crypto Ā· Yearly$24.991 Year
- Portfolio Tracker Ā· Pay Once$49.99
WealthTrack
- WealthTrack Pro Monthly$2.991 Month
- WealthTrack Pro Yearly7 Days trial$24.991 Year
Questions
Is Net Worth free?
Is WealthTrack free?
Do Net Worth or WealthTrack have ads?
Which is updated more often, Net Worth or WealthTrack?
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