Comparison

Paddock vs WealthTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paddock

This app offers a clear overview of your financial future by tracking net worth, ISAs, pensions, and investments. It focuses on manual entry for a focused understanding of your wealth, without budgeting noise or bank connections.

Highlights
  • Track total net worth
  • Manage savings, ISAs, pensions, investments, property, and liabilities
  • UK-specific account types
  • Progress tracking towards wealth targets
  • View wealth distribution
  • Manual entry for focused tracking
  • Calm dark and light mode design
Features
Read full description

Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: • Track your total net worth • Add savings, ISAs, pensions, investments, property and liabilities • UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension • See progress towards your next wealth target • View your Wealth Mix across cash, investments, pensions and liabilities • See when accounts may need reviewing • Manual-entry by design — no bank linking required • Works across iPhone and web • Calm dark and light mode design • Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: • Net worth • Financial independence progress • ISA balances • Pension growth • Savings • Investments • Property • Credit cards and liabilities • Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: • What am I worth today? • What changed? • How close am I to my next target? • Which accounts need reviewing? • How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WealthTrack

Features
Read full description

WealthTrack pulls every account, investment and asset into a single net-worth view that lives entirely on your device. No bank linking, no transaction feeds, no ads. Just a clear picture of everything you own and owe — and where it's headed. EVERYTHING IN ONE PLACE • Current accounts, savings, ISAs and pensions • Stocks, crypto and other investments • Property, vehicles and other assets • Credit cards, loans and mortgages • Custom item types for anything else ALWAYS UP TO DATE • Quick-add a new value with one tap • Bulk-update everything in seconds • Charts show net worth, asset mix, and trends over any period • Smart insights highlight your best and worst performers PLAN AHEAD • Build "what if" projection scenarios • Model contributions, withdrawals, growth and inflation • See where you'll be in 5, 10, 25 years • Compare projections against your actual progress PRIVATE BY DESIGN • All data stays on your device — encrypted in iOS app sandbox • No bank logins, no broker linking, no data sharing • No third-party analytics, no advertising • Optional Face ID / Touch ID to keep the app locked PRO FEATURES • Unlimited items and projections • Customisable dashboard • CSV export and import • Asset/liability chart overlays • Allocation mode toggle (asset / liability / net) • Custom item types PRICING • Pro Yearly: Ā£24.99/year (with 7-day free trial) • Pro Monthly: Ā£2.99/month • Free tier: 10 items, 1 projection — perfect for getting started WealthTrack is built in the UK by an independent developer. No venture capital, no growth team, no growth hacks. Just an app that does the thing it says on the tin. Questions or feedback? Tap "Contact support" in Settings. We read everything.

Screenshots

Paddock4 screens
WealthTrack4 screens

Verdict

The call

The clearest difference is update cadence: WealthTrack at every 2 days against Paddock's fortnightly. WealthTrack also leads on iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Paddock sells 2 in-app purchases, starting at $5.99 per month and WealthTrack sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paddock ships an update fortnightly, WealthTrack every 2 days. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Paddock versus WealthTrack: the parameters behind the verdict, then further details
ParameterPaddockWealthTrack
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.615.1 — better
Further details — not scored
Size7 MB41 MB
Age rating4+4+
DeveloperMartyn ThompsonAdam Murphy

In-app purchases

2 purchases

Paddock

Subscriptions2
  • Paddock Pro Monthly1 Month trial$5.991 Month
  • Paddock Pro Annual1 Month trial$59.991 Year
2 purchases

WealthTrack

Subscriptions2
  • WealthTrack Pro Monthly$2.991 Month
  • WealthTrack Pro Yearly7 Days trial$24.991 Year

Questions

Is Paddock free?
Paddock is free to download, with in-app purchases available.
Is WealthTrack free?
WealthTrack is free to download, with in-app purchases available.
Do Paddock or WealthTrack have ads?
Neither Paddock nor WealthTrack shows ads.
Which is updated more often, Paddock or WealthTrack?
Paddock ships an update fortnightly, and WealthTrack every 2 days. Most recently, Paddock was updated on October 4, 2026 and WealthTrack on October 3, 2026.

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