Comparison

Wealth Tracker vs Paddock

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Wealth Tracker

Features
Read full description

Know exactly where you stand โ€” financially. Wealth Tracker gives you a clear, complete picture of your net worth. Record your bank accounts, investments, crypto holdings, real estate, cash, and debts in one place. Watch your wealth grow over time with beautiful charts โ€” and plan your next move with built-in forecasting. No subscriptions. No paywalls. No ads. Completely free. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” TRACK EVERYTHING IN ONE PLACE Create monthly or quarterly financial snapshots and log balances across six categories: โ€ข Bank Accounts โ€” savings, checking, deposits โ€ข Investments โ€” stocks, bonds, index funds โ€ข Crypto โ€” Bitcoin, Ethereum, and any digital asset โ€ข Real Estate โ€” property values โ€ข Cash โ€” physical currency and reserves โ€ข Debts โ€” mortgages, loans, credit cards (subtracted automatically) Your net worth is calculated instantly. Every snapshot becomes a data point in your financial journey. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” FORECAST YOUR FUTURE See where your finances are headed. Wealth Tracker uses weighted linear regression to project your net worth forward โ€” with confidence bands so you know the range, not just the guess. Set financial goals, track your progress, and stay motivated with clear visual milestones. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EVERY CURRENCY. AUTOMATIC. Track assets in any fiat currency, precious metal, or cryptocurrency. Exchange rates update automatically, so your net worth is always accurate โ€” no matter how global your portfolio is. Need a custom rate? Override any conversion manually. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” PRIVACY FIRST Your financial data stays on your device. iCloud sync and analytics are entirely opt-in โ€” disabled by default. Nothing is shared with us or third parties. Your money, your data, your rules. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EXPORT YOUR DATA Your data belongs to you. Export everything to CSV or JSON at any time. No lock-in, no barriers. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” MORE FEATURES โ€ข Interactive net worth chart with time range filters (3M, 6M, 1Y, All) โ€ข Category breakdown charts โ€” see where your wealth is concentrated โ€ข Debt-to-asset ratio tracking โ€ข Account templates for faster snapshot entry โ€ข Biometric lock with Face ID or Touch ID โ€ข iCloud sync across all your Apple devices โ€ข Notification reminders so you never miss a snapshot โ€ข Per-category trend analysis โ€ข Dark, modern design that puts your numbers front and center โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” Take charge of your financial future. Download Wealth Tracker โ€” it's free.

About

Paddock

This app offers a clear overview of your financial future by tracking net worth, ISAs, pensions, and investments. It focuses on manual entry for a focused understanding of your wealth, without budgeting noise or bank connections.

Highlights
  • Track total net worth
  • Manage savings, ISAs, pensions, investments, property, and liabilities
  • UK-specific account types
  • Progress tracking towards wealth targets
  • View wealth distribution
  • Manual entry for focused tracking
  • Calm dark and light mode design
Features
Read full description

Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: โ€ข Track your total net worth โ€ข Add savings, ISAs, pensions, investments, property and liabilities โ€ข UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension โ€ข See progress towards your next wealth target โ€ข View your Wealth Mix across cash, investments, pensions and liabilities โ€ข See when accounts may need reviewing โ€ข Manual-entry by design โ€” no bank linking required โ€ข Works across iPhone and web โ€ข Calm dark and light mode design โ€ข Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: โ€ข Net worth โ€ข Financial independence progress โ€ข ISA balances โ€ข Pension growth โ€ข Savings โ€ข Investments โ€ข Property โ€ข Credit cards and liabilities โ€ข Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: โ€ข What am I worth today? โ€ข What changed? โ€ข How close am I to my next target? โ€ข Which accounts need reviewing? โ€ข How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealth Tracker4 screens
Paddock4 screens

Verdict

The call

The clearest difference is in-app purchases: Wealth Tracker at none against Paddock's 2. Paddock's advantage is update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Paddock sells 2 in-app purchases, starting at $5.99 per month. Wealth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Wealth Tracker ships an update monthly, Paddock fortnightly. Both last shipped on October 31, 2026.

Scorecard2 real differences ยท 6 level
Wealth Tracker versus Paddock: the parameters behind the verdict, then further details
ParameterWealth TrackerPaddock
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyMonthlyFortnightly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
Monetizationโ€”Freemium
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.0 โ€” better18.6
Further details โ€” not scored
Size7 MB9 MB
Age rating4+4+
DeveloperVladislav KomkovMartyn Thompson

In-app purchases

None

Wealth Tracker

No in-app purchases

2 purchases

Paddock

Subscriptions2
  • Paddock Pro Monthly1 Month trial$5.991 Month
  • Paddock Pro Annual1 Month trial$59.991 Year

Questions

Is Wealth Tracker free?
Wealth Tracker is free to download, with no in-app purchases.
Is Paddock free?
Paddock is free to download, with in-app purchases available.
Do Wealth Tracker or Paddock have ads?
Neither Wealth Tracker nor Paddock shows ads.
Which is updated more often, Wealth Tracker or Paddock?
Wealth Tracker ships an update monthly, and Paddock fortnightly. Most recently, Wealth Tracker was updated on October 31, 2026 and Paddock on October 31, 2026.

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