Comparison

Paddock vs Net Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paddock

Features
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Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: • Track your total net worth • Add savings, ISAs, pensions, investments, property and liabilities • UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension • See progress towards your next wealth target • View your Wealth Mix across cash, investments, pensions and liabilities • See when accounts may need reviewing • Manual-entry by design — no bank linking required • Works across iPhone and web • Calm dark and light mode design • Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: • Net worth • Financial independence progress • ISA balances • Pension growth • Savings • Investments • Property • Credit cards and liabilities • Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: • What am I worth today? • What changed? • How close am I to my next target? • Which accounts need reviewing? • How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth

Features
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See your true net worth as a single number — add every account and debt by hand, save a dated snapshot, and watch your wealth build over time. No bank logins, no sign-up. Most money apps make you connect your bank and hand over your logins. NetWorth is the opposite: a private, manual tracker for people who just want a clear picture of what they own and what they owe. You type the figures yourself, so nothing ever leaves your iPhone. WHAT YOU GET - One clear number that captures everything you own minus everything you owe - Cash, investments, real estate, vehicles and crypto tracked side by side - Debts like mortgages, loans and credit cards logged in the same place - Dated snapshots you can save and compare between any two points in time - Net-worth trend and assets-vs-liabilities charts that show your progress - Reminders that nudge you to capture your next snapshot on schedule PERFECT FOR - FIRE and early-retirement planners tracking their savings rate - Investors who want one wealth number across scattered accounts - Anyone paying down debt and wanting to watch the balance shrink - Privacy-minded people who refuse to link their bank WHY NOT JUST USE A SPREADSHEET? A spreadsheet won't chart your trend, remind you to update it, or show a clean side-by-side of two dates on your phone. NetWorth keeps the manual control you like and does the math, history and visuals for you. PRIVACY Everything you enter stays on your device. No account, no bank connection, no tracking, and it works fully offline. FULL ACCESS NetWorth is free to try. Full Access unlocks unlimited accounts, all your snapshots, the trend and comparison charts, and snapshot reminders through one of these options: - Weekly subscription - Yearly subscription - Lifetime (one-time purchase) Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. Add your first account today and lock in the number that actually matters. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Screenshots

Paddock4 screens
Net Worth4 screens

Verdict

The call

The clearest difference is update cadence: Paddock at every 2 weeks against Net Worth's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paddock sells 2 in-app purchases, starting at $5.99 per month and Net Worth sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paddock ships an update every 2 weeks, Net Worth monthly. The most recent releases landed on September 9, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 5 level
Paddock versus Net Worth: the parameters behind the verdict, then further details
ParameterPaddockNet Worth
PriceFreeFree
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS18.617.0 — better
Further details — not scored
Size7 MB11 MB
Age rating4+4+
DeveloperMartyn ThompsonPhuc Pham

In-app purchases

2 purchases

Paddock

Subscriptions2
  • Paddock Pro Monthly1 Month trial$5.991 Month
  • Paddock Pro Annual1 Month trial$59.991 Year
3 purchases

Net Worth

Subscriptions2
  • Snapshot History · Weekly$4.997 Days
  • Investments & Crypto · Yearly$24.991 Year
One-time1
  • Portfolio Tracker · Pay Once$49.99

Questions

Is Paddock free?
Paddock is free to download, with in-app purchases available.
Is Net Worth free?
Net Worth is free to download, with in-app purchases available.
Do Paddock or Net Worth have ads?
Neither Paddock nor Net Worth shows ads.
Which is updated more often, Paddock or Net Worth?
Paddock ships an update every 2 weeks, and Net Worth monthly. Most recently, Paddock was updated on September 9, 2026 and Net Worth on September 21, 2026.

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