Wealthly vs Paddock
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Wealthly
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Wealthly gives you the complete picture of your wealth, not just your bank balance. Most finance apps only show what's in your bank. But your real net worth includes your home, pension, car, ISAs, investments and debts. Wealthly brings it all together in one clear dashboard so you can see exactly where you stand. KEY FEATURES - Net worth dashboard with an interactive doughnut chart showing your wealth breakdown by category - Manually track cash, savings, ISAs, investments and pensions all in one place - Automatic property valuation using Land Registry data and the UK House Price Index - Car valuation with DVLA lookup and UK depreciation modelling - Pension tracking for defined contribution, defined benefit and state pensions - Long-term wealth forecast to retirement age with adjustable growth rates - What-if scenarios ā see how changes to contributions or growth affect your future wealth - Joint ownership support ā track your share of jointly held assets and debts - Valuation history charts so you can see how your wealth has changed over time - Milestone tracking from Ā£50k to Ā£10m - Dark mode - Face ID and Touch ID security Wealthly is designed for UK homeowners and professionals who want a clear, honest view of their total financial position. No jargon, no selling, no financial advice ā just your numbers, clearly presented. Wealthly Premium unlocks forecasting, what-if scenarios and valuation history charts. Free users get unlimited manual asset and debt tracking with the full net worth dashboard. Privacy Policy: https://getwealthly.co.uk/privacy Terms of Use: https://getwealthly.co.uk/terms
Paddock
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Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: ⢠Track your total net worth ⢠Add savings, ISAs, pensions, investments, property and liabilities ⢠UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension ⢠See progress towards your next wealth target ⢠View your Wealth Mix across cash, investments, pensions and liabilities ⢠See when accounts may need reviewing ⢠Manual-entry by design ā no bank linking required ⢠Works across iPhone and web ⢠Calm dark and light mode design ⢠Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: ⢠Net worth ⢠Financial independence progress ⢠ISA balances ⢠Pension growth ⢠Savings ⢠Investments ⢠Property ⢠Credit cards and liabilities ⢠Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: ⢠What am I worth today? ⢠What changed? ⢠How close am I to my next target? ⢠Which accounts need reviewing? ⢠How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Wealthly at 15.6 against Paddock's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Wealthly sells 2 in-app purchases, starting at $9.99 per month and Paddock sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 6, 2026 and September 9, 2026 respectively.
| Parameter | Wealthly | Paddock |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod ā better | iPhone |
| Requires iOS | 15.6 ā better | 18.6 |
| Further details ā not scored | ||
| Size | 47 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | James Chandler | Martyn Thompson |
In-app purchases
Wealthly
- Wealthly Premium - Monthly$9.991 Month
- Wealthly Premium - Annual$79.991 Year
Paddock
- Paddock Pro Monthly1 Month trial$5.991 Month
- Paddock Pro Annual1 Month trial$59.991 Year









