Paddock vs WorthWise
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Paddock
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Paddock is a premium UK wealth tracker for people who want a clearer view of their financial future. Track your net worth, ISAs, pensions, savings, investments, property and liabilities in one calm dashboard. No bank connections. No budgeting noise. No spending categories. Just your wealth, clearly organised and easy to update. Paddock is built for manual tracking because sometimes the best way to understand your money is to stay close to it. See your total wealth, track progress towards your next target, understand your Wealth Mix, and keep your accounts fresh with simple update reminders built into the dashboard. Whether you are building towards financial independence, tracking your ISA and pension progress, or simply trying to understand your overall position, Paddock gives you a focused place to see the bigger picture. Key features: ⢠Track your total net worth ⢠Add savings, ISAs, pensions, investments, property and liabilities ⢠UK-native account types including Cash ISA, Stocks & Shares ISA, Lifetime ISA and Workplace Pension ⢠See progress towards your next wealth target ⢠View your Wealth Mix across cash, investments, pensions and liabilities ⢠See when accounts may need reviewing ⢠Manual-entry by design ā no bank linking required ⢠Works across iPhone and web ⢠Calm dark and light mode design ⢠Built for long-term wealth tracking, not daily budgeting Paddock is ideal if you want to track: ⢠Net worth ⢠Financial independence progress ⢠ISA balances ⢠Pension growth ⢠Savings ⢠Investments ⢠Property ⢠Credit cards and liabilities ⢠Long-term goals Why manual tracking? Bank feeds can be noisy, fragile and overcomplicated. Paddock keeps things deliberate. You decide what matters, update your numbers when needed, and build a clearer relationship with your financial progress. Your dashboard helps you answer: ⢠What am I worth today? ⢠What changed? ⢠How close am I to my next target? ⢠Which accounts need reviewing? ⢠How is my wealth spread across cash, ISAs, pensions and liabilities? Paddock is not a budgeting app. It is not an open-banking aggregator. It is not trying to categorise every coffee or transaction. It is a calm, privacy-first wealth tracker for people building their future. Privacy Policy: https://getpaddock.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
WorthWise
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WorthWise is a private, offline-first wealth tracker and planning app that helps you understand what you own, what you owe and where your finances may be heading. TRACK YOUR COMPLETE FINANCIAL POSITION Add savings, investments, retirement accounts, property, vehicles and other assets alongside mortgages, loans and credit cards. See your accessible wealth or your complete net wealth at a glance. FOLLOW YOUR PROGRESS Build a clear history of your finances and see how your wealth changes over time. Guided balance check-ins make it easy to keep everything up to date, while optional reminders help you maintain an accurate picture. Your Dashboard brings your financial position together at a glance. WorthWise Plus users can also add planner cards to the Dashboard to quickly see progress towards their next milestones, including percentage complete or the amount left to go. BUILD PLANS AROUND YOUR GOALS Create personalized roadmaps around your long-term wealth and financial goals. With WorthWise Plus, you can also create your own Custom Planners. Choose the assets that matter to a goal, set your target and time horizon, and follow its progress independently from the rest of your finances. WorthWise breaks larger goals into smaller milestones, giving you a clear starting point and helping you focus on what comes next without losing sight of the final destination. PROJECT YOUR FUTURE Explore how current balances, regular contributions and adjustable growth assumptions may affect your future position. Set planning assumptions for individual assets and see how they contribute towards your goals. PRIVATE BY DESIGN ⢠No WorthWise account required ⢠No bank connection required ⢠No advertising or analytics ⢠Financial data is stored on your device and, when iCloud is enabled, synced through your private iCloud account ⢠Optional Face ID, Touch ID or device-passcode protection ⢠Create and restore manual backups whenever you choose WorthWise is designed to provide a clear view of your personal finances without requiring you to share your financial information directly with WorthWise or connect your bank accounts. IMPORTANT WorthWise provides estimates and planning illustrations only. It does not provide financial, investment, tax or legal advice. Projections are based on assumptions and are not guarantees of future performance. You are responsible for checking the information you enter and deciding whether the app is suitable for your needs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: WorthWise at none against Paddock's 2. WorthWise also leads on update cadence (every 2 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Paddock sells 2 in-app purchases, starting at $5.99 per month. WorthWise asks for nothing beyond the download.
Paddock ships an update every 2 weeks, WorthWise every 2 days. The most recent releases landed on September 9, 2026 and September 11, 2026 respectively.
| Parameter | Paddock | WorthWise |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 days ā better |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 18.6 | 17.6 ā better |
| Further details ā not scored | ||
| Size | 7 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Martyn Thompson | Adrian Green |
In-app purchases
Paddock
- Paddock Pro Monthly1 Month trial$5.991 Month
- Paddock Pro Annual1 Month trial$59.991 Year
WorthWise
No in-app purchases









