Split Bill vs Split Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill
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Split a bill between friends in seconds — and know exactly who owes who. Most bill splitters stop at "divide by four." Split Bill keeps a running tally for the whole trip, the whole house or the whole night out, then untangles every debt into the smallest possible set of payments. Instead of six people paying each other back in circles, you get two transfers and everybody is even. WHAT YOU GET - Log an expense, mark who paid, and watch every balance update instantly - Split equally, by shares, by exact amounts or by percent — the cents always add up to the total - One Settle Up screen showing the fewest payments that clear every debt in the group - Separate groups for the trip, the flat and the dinner, each with its own people and history - A full expense history tagged by food, drinks, groceries, transport, stay, activities and shopping, plus an optional weekly settle-up reminder - A tidy who-owes-who summary you can send straight into the group chat PERFECT FOR - Friends on a trip where different people keep covering different things - Housemates sharing groceries, utilities and household costs month after month - Big dinners and nights out where one card pays the whole tab - Group gifts, weddings and events funded from a shared pot WHY NOT JUST USE A SPREADSHEET? Because a spreadsheet never tells you who should pay whom. You still have to work out the transfers yourself, chase the rounding cents, and re-share the file every time someone buys a round of coffee. Split Bill recalculates every balance the moment an expense lands and hands you the answer as a short list of payments — not a grid of numbers. Tick each payment off as it happens and the list shrinks until the group is clear. PRIVACY Everything stays on your iPhone. No account, no sign-up, no ads, no tracking and nothing uploaded anywhere. The app works with no internet connection at all. FULL ACCESS Split Bill is a premium app. Full access unlocks unlimited groups, the shares, exact-amount and percent split methods, and the complete minimal-transfers settle-up. It is available as a weekly plan, a yearly plan, or a one-time lifetime purchase. The weekly and yearly plans renew automatically until you cancel them in your Apple ID settings; the lifetime option is a single payment that never renews. Create your group, log tonight's dinner, and let Split Bill do the math before anyone reaches for a calculator. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com
Split Settle
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Trips, dinners and group outings often leave several people out of pocket. Split Settle brings those payments together and calculates who should pay whom. One person enters. Everyone can settle. No accounts or installation for the whole group. Start with a group name and the participants’ names. Choose who shares each expense Enter the amount, payer and people sharing the cost. Leave out anyone who did not take part. Expenses are divided equally, with leftover minor units assigned in registration order so totals always match. A clear settlement plan See what each person paid, owes and still needs to pay or receive. Preview the result as text or images, then use your usual sharing app. Record partial repayments Record money only after it has actually changed hands. Later expenses and corrections update the remaining balances while preserving repayment records. Sharing a result does not mark it as paid. Keep separate groups Save trips and meals separately. Edit or delete expenses and repayments from History. Archive a group as read-only and reopen it when needed. 11 currencies, 10 languages Choose JPY, USD, EUR, KRW, CNY, GBP, CAD, AUD, TWD, HKD or BRL, with one currency per group. Available in Japanese, English, Korean, Simplified and Traditional Chinese, Spanish, French, German, Italian and Brazilian Portuguese. Light and dark appearance follow your device. Records and calculations work offline Records are stored on your device. Sharing and OS backups may create copies elsewhere; restoration is not guaranteed. A banner appears on the home screen and advertising uses a network connection. Payment details and names are not passed to the advertising SDK. The app does not transfer money, connect to banks, support collaborative editing or convert currencies. If the original payer receives a merchant refund, correct the original expense.
Screenshots
Verdict
The clearest difference is in-app purchases: Split Settle at none against Split Bill's 3. Split Settle also leads on update cadence (every 9 days vs monthly) and device support (3 vs 1). Split Bill's advantage is ads (none vs shown). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill sells 3 in-app purchases, starting at $3.99 per 7 days. Split Settle asks for nothing beyond the download.
Split Bill ships an update monthly, Split Settle every 9 days. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.
| Parameter | Split Bill | Split Settle |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Phuc Pham | DOTNULL Co.,Ltd |
In-app purchases
Split Bill
- Dinner Tab Sharing Weekly$3.997 Days
- Friend Debt Tally Yearly$19.991 Year
- Roommate & Trip IOUs Forever$39.99
Split Settle
No in-app purchases









