AboutMoney vs Divvi

Track your expenses in seconds with AboutMoney, the smart AI expense tracker, money manager, and budget planner built for modern spending. Forget manual typing, spreadsheets, and sketchy bank linking. Simply share a payment screenshot, PDF statement, or receipt, and our AI instantly detects the merchant, amount, category, and date. No bank login. No SMS reading. No complicated setup. Just fast and easy expense tracking. The Core Magic : Share to Track: Works seamlessly with your favorite UPI and banking apps. Just hit share on your payment success screen, and the transaction is logged instantly. AI Expense Detection: Automatically categorizes your spending (Food, Travel, Bills, Entertainment, etc.) so you don't have to. Batch Logging: Upload full-month PDF bank statements to track 30 days of data in seconds. Smart Money Management : Beautiful Dashboard: Understand exactly where your money goes with monthly reports, spending trends, and clear pie charts. Monthly Budget Planner: Set limits, track your pacing, and stay in the green every month. AI Insights: Get personalized breakdowns of your habits to reduce unnecessary spending and save more. The Power User Arsenal : Split & Settle: Create groups, track shared bills, and settle up directly with your friends via QR codes. Credit Cards & EMIs: Track credit limits and get reminders so you never miss a subscription or EMI due date. Wealth Calculators: Built-in Tax Estimator (Old vs. New Regime) and FD/RD calculators to plan your financial future. Your financial data stays completely under your control. We built AboutMoney with a strict privacy-first architecture: Zero bank account linking required. Zero internet banking credentials needed. Zero SMS access requested. Free to export, backup, restore your data anytime. Whether you need a daily spending tracker, a bill splitter, or an AI finance manager, AboutMoney helps you manage your net worth quickly, privately, and effortlessly. Track smarter. Spend better. Save more. Designed by Venkatesh.

Divvi splits the bill and then gets out of the way. Dinner, rent, a weekend trip, the shared taxi — add the expense, pick who was in, and Divvi works out who owes what. Split it equally or set custom shares. The maths is done in whole units of money, so the numbers always add up: no missing rupee, no stray cent. As people pay you back, tick them off. Each split shows what is still outstanding and what is settled, so you can see at a glance whether anything is still open. When it is done, share a receipt image. It renders as a picture, so it drops straight into WhatsApp, iMessage, Signal, or wherever the group already talks. Nobody you are splitting with has to install anything. NO ACCOUNT, NO SERVER Divvi has no sign-up, no login, and no backend. Your splits live on your iPhone. If you are signed in to iCloud, they sync privately across your own devices through your personal iCloud account — Divvi cannot read that data, and it is never sent to us. We do not run a server to send it to. This also means Divvi does not sync a split between you and the other people in it. Divvi is your own record of who owes what, not a shared group ledger. WHAT YOU GET • Equal shares on any expense, plus exact amounts and percentages with Divvi Pro • Whole-unit money maths, so totals always reconcile • Per-person settle-up tracking with a clear settled and unsettled view • A shareable receipt image — the one export, and it works everywhere • Private iCloud sync across your own devices, with no account required • Works fully offline ADS AND DIVVI PRO Divvi is free. Equal splits and up to 3 active splits at a time cost nothing, and Divvi shows a few ads: a card on the Home screen and an occasional full-screen ad at a natural pause, never while you are entering an expense. Divvi Pro is a one-time in-app purchase, not a subscription: it removes every ad and unlocks exact amounts, percentages and unlimited active splits. Or watch one short ad for a Divvi Pass, which unlocks the Pro features for 24 hours. Nothing you have already saved is ever locked. Divvi is built for iPhone.