Crypto Payments vs xeloc
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Crypto Payments
This app allows businesses to accept stablecoin payments from any crypto wallet and receive the funds directly in USD to their bank account. It simplifies crypto transactions for merchants without requiring prior crypto knowledge or hardware.
- Accept any stablecoin from any wallet
- Receive USD directly to bank account
- No crypto knowledge required
- No volatile prices
- No hardware needed
- Sync with Square and QuickBooks
- Merchant dashboard for transaction tracking
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Stable Genius turns your phone into a crypto payment terminal. Accept any stablecoin from any wallet — customers scan a QR code, and you get paid in dollars directly to your bank account. No crypto knowledge required. No volatile prices. No hardware needed. How it works: 1. A customer opens their wallet app (Coinbase, MetaMask, Rainbow, and more) 2. They scan your QR code 3. Stablecoins are converted and settled to your bank in dollars Setup in minutes: All you need is an email address and a bank account. Complete a quick identity verification, connect your bank, and start accepting payments immediately. Connects to your tools: Sync with Square, QuickBooks, and more from the Stable Genius merchant dashboard. Track every transaction, monitor settlement, and manage payouts. Built for merchants who want the benefits of crypto payments without the complexity. Whether you run a coffee shop, a retail store, or a service business — Stable Genius makes accepting crypto as simple as showing a QR code. Works with 100M+ crypto wallet users worldwide.
xeloc
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xeloc [ zero ] implements the simple features that developers actually wanted. There are no ads, and no analysis or tracking of usage data. - XRPL Account Creation & Import - You can create new accounts or import existing ones. - Up to 5 accounts can be registered. - Token Check, Send, DEX Trading & TrustLine Setup - You can check tokens (XRP, IOU, NFT) linked to your account and send XRP or IOU tokens. - Modifying trust line settings required to hold tokens is also supported. - Transaction History - You can view and check the list of your account's transaction history. - An offer cancellation feature for DEX trading is also partially implemented. - WalletConnect Support - Easily establish session connections with websites that support WalletConnect.
Screenshots
Verdict
Crypto Payments and xeloc are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Crypto Payments ships an update every 3 weeks, xeloc every 2 weeks. The most recent releases landed on October 21, 2026 and October 16, 2026 respectively.
| Parameter | Crypto Payments | xeloc |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 70 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | Alpha Collective, Inc. | DXL Labs |
In-app purchases
Crypto Payments
No in-app purchases
xeloc
No in-app purchases









