penii vs ShiftPay

Penii helps you plan your money before you spend it. Add your income, bills, goals, and weekly budget, then see how your money is expected to move through the month. Your budget is built into the forecast, so you can see what is due, what is left, and what is safe to spend. Instead of only looking back at what already happened, penii helps you look ahead. Plan your month in a full calendar view, track bills and activity, customize your dashboard, and stay closer to your money week by week. No bank linking. No account syncing. You enter only what you choose. FEATURES FORECAST YOUR MONTH See your income, bills, goals, weekly budget, and remaining balance across a full month view. KNOW WHAT IS SAFE TO SPEND Your weekly budget is planned into your money flow, helping you see what is already spoken for before money is actually spent. TRACK BILLS AND ACTIVITY Log bills, mark them paid, and keep a clear record of what has happened. CUSTOMIZE YOUR DASHBOARD Choose the dashboard layout and background that make your money easier to read. SET GOALS Create savings goals and track progress over time. PRIVATE BY DESIGN penii does not link to your bank. You enter only what you choose, and you can delete your account and data from Settings. Terms of Use: https://penii.us/terms Privacy Policy: https://penii.us/privacy

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support