Allot vs WAIT

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

WAIT puts time between “I want it” and “I bought it.” Add a temptation in seconds, set a cooldown, and decide when the urge cools. Every skip grows your Money Not Spent total — a clear score of cash you kept. HOW IT WORKS • Capture the urge before checkout • Wait through a short cooldown • Decide: I’m over it, or I still want it • See hours of work and money kept BUILT FOR REAL LIFE • One free active wait — upgrade to WAIT Pro for unlimited • Optional take-home hourly rate (private, on-device) • One notification when the wait ends — no spam • Categories, triggers, and a decision history Private by design. Temptations stay on your iPhone. Privacy: https://denovate.app/apps/wait/privacy Terms: https://denovate.app/apps/wait/terms Support: https://denovate.app/apps/wait/support