Comparison

Payment Tracker vs Munshi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Tracker

Features
Read full description

Hesapsis is a practical customer account and bookkeeping app designed for merchants and small businesses. Easily track your customers' debts, receivables, collections and payments from a single place, and always see your balance up to date. WHAT CAN YOU DO? • Customer account tracking: Create debt, collection, receivable and payment records for every customer. • Automatic balance: The running balance is calculated automatically on every transaction, eliminating mistakes. • Credit ledger: Keep your credit (tab) sales organized and secure in digital form. • Multiple currencies: Manage your customers separately in different currencies. • Customer categories: Group your customers to keep your list tidy. • Quick actions: Add records in seconds with the keyboard-friendly quick action screen. • Multi-user access: Invite your team with owner, admin, editor and viewer roles. • Real-time sync: All your devices and team members stay up to date at all times. WHO IS IT FOR? Ideal for merchants, small businesses, wholesalers, freelancers and anyone who tracks customer-based debts and receivables. With Hesapsis, leave paper ledgers behind and carry your business's financial tracking in your pocket. Privacy Policy: https://hesapsis.yazilimsalcozumler.com/privacy-policy.html Terms of Use (EULA): https://hesapsis.yazilimsalcozumler.com/terms.html

About

Munshi

Features
Read full description

Munshi by DIGIT is a free, offline-first digital khata (ledger) app built for Pakistani shopkeepers, wholesalers, and freelancers — for your business accounts, not legal matters. Your paper bahi khata gets lost, torn, or hard to read. Munshi doesn't. Every udhar and jama entry is saved instantly on your phone — with or without internet — and syncs safely the moment you're back online. WHAT YOU GET • Unlimited customer and supplier ledgers • A daily cash book for cash in/out • Automatic WhatsApp payment reminders • One-tap PDF statements • PIN and fingerprint protection • Full Urdu and English support OUR PROMISE Munshi is free forever — not a free trial, not a limited tier. Your ledger, your hisab, your business: always free to use. Built by DIGIT for the shopkeepers, tailors, boutique owners, and freelancers who keep Pakistan's economy moving — one hisab at a time.

Screenshots

Payment Tracker4 screens
Munshi4 screens

Verdict

The call

The clearest difference is in-app purchases: Munshi at none against Payment Tracker's 3. Munshi also leads on update cadence (every 3 days vs every 10 days). Payment Tracker's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Payment Tracker sells 3 one-off in-app purchases. Munshi asks for nothing beyond the download.

UpkeepUpdate frequency

Payment Tracker ships an update every 10 days, Munshi every 3 days. Both last shipped on October 31, 2026.

Scorecard3 real differences Ā· 3 level
Payment Tracker versus Munshi: the parameters behind the verdict, then further details
ParameterPayment TrackerMunshi
PriceFreeFree
Update frequencyEvery 10 daysEvery 3 days — better
AdsYesYes
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size60 MB70 MB
Age rating4+4+
DeveloperMehmet DemirMajid Hussain

In-app purchases

3 purchases

Payment Tracker

One-time3
  • Hesapsis 1-Month License$4.99
  • Hesapsis 6-Month License$24.99
  • Hesapsis 1-Year License$49.99
None

Munshi

No in-app purchases

Questions

Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Is Munshi free?
Munshi is free to download, with no in-app purchases.
Do Payment Tracker or Munshi have ads?
Both Payment Tracker and Munshi show ads.
Which is updated more often, Payment Tracker or Munshi?
Payment Tracker ships an update every 10 days, and Munshi every 3 days. Most recently, Payment Tracker was updated on October 31, 2026 and Munshi on October 31, 2026.

Other comparisons