Net Worth Tracker vs Net Worth Candles
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
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Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Net Worth Candles
Visualize your financial growth with a dynamic candlestick chart. Track daily, weekly, and monthly changes in your net worth with an intuitive interface. Import historical data and manage accounts easily.
- Net worth candlestick chart
- Daily, weekly, monthly views
- Quick entry calculator
- Account management
- Monthly trend analysis
- Data import
- Home screen widget
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Net Worth Candles turns your net worth into a living candlestick chart. Watch your money like a stock—green or red today, up or down this month, all at a glance. [Free and Pro] · Free: logging, accounts, budgets, monthly review and the last 30 days of your net-worth candles · Pro (one-time unlock): full history with week and month candles, the deeper Review charts, savings plans, multiple currencies and iCloud sync. Bought the app before? Pro is already yours [Core] · Net worth candles: your daily changes form candlesticks; switch red-up or green-up, zoom across day / week / month · Log in three seconds: built-in calculator, account and category in one pass; future-dated entries wait until their day · Account deck: cash, bank cards, credit cards in one place, net worth calculated automatically · Review: compare with the same days last month, a spending calendar, savings-rate and per-category trends, budgets—see where it all went · Net worth goal: set a number and watch the bar fill up [Apple Watch] Log from your wrist: type the amount, tap spending or income, pick the account and category — the last tap saves it. Net worth trend and pending entries at a glance, in the same language and colours as your iPhone. Hide your net worth on iPhone and it's hidden on the watch too. [iPhone and iPad] One universal app. On iPad, accounts in three columns and entries in two panes; optional iCloud sync keeps both devices on one ledger. [Privacy first] · Your data stays on your device: offline by default, no account, nothing collected — iCloud sync is optional and goes only to your own iCloud · No ads, no push notifications; free to download, and Pro is a one-time unlock — never a subscription · An eye icon on Overview and Accounts hides the amounts with one tap [Savings plans] Pick one account as your savings card and set how much to put away each day, week, month or year — run several plans at once. A card on the overview shows this period's progress, how long you've stayed on track and your total saved. Missed one? Top it up later and your streak holds. [Multiple currencies] Give each account its own currency — dollars, euros and yen each kept and counted on their own, with no exchange rates and no internet needed. Other currencies sit under the big number on the overview; tap one to see that ledger's chart and cash flow. Transfers only go between accounts in the same currency, so the books stay clean. [Handy extras] · Home screen widget: net worth and today's change, right on your home screen · Long-press the icon to log an entry fast · A month strip on Entries: one cell per day, tap a day to see just that day · 22 interface languages Net Worth Candles doesn't try to do everything—it does one thing well: let you watch your wealth grow, like watching the market.
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth Tracker at none against Net Worth Candles's 1. Net Worth Candles's advantage is update cadence (every 3 days vs every 10 days) and iOS requirement (16.4 vs 18.0). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Candles sells 1 one-off in-app purchase. Net Worth Tracker asks for nothing beyond the download.
Net Worth Tracker ships an update every 10 days, Net Worth Candles every 3 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.
| Parameter | Net Worth Tracker | Net Worth Candles |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 10 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Freemium — better | Paid |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Apple Watch |
| Requires iOS | 18.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 67 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Jawahar Natarajan | 森福 张 |
Customer experience
Net Worth Tracker
Net Worth Candles
In-app purchases
Net Worth Tracker
No in-app purchases
Net Worth Candles
- Net Worth Candles Pro$4.99
Questions
Is Net Worth Tracker free?
Is Net Worth Candles free?
Do Net Worth Tracker or Net Worth Candles have ads?
Which is updated more often, Net Worth Tracker or Net Worth Candles?
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