Pave vs Spendtrail

Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.

Spendtrail is a beautifully simple expense tracker that keeps every number on your device. Log spending in seconds, ask where your money went in plain language, and stay ahead of your budget. WHY SPENDTRAIL - Private by design. Your data lives on your phone — including the AI that answers your questions. There's no login and no cloud account required to get started. - Fast to log. Quick-add an expense or income in a couple of taps, with an optional note. - Made to look at. A clean, calm interface with light and dark themes. LOG WITHOUT LIFTING A FINGER - Auto-log Apple Pay: a one-time Shortcuts setup logs every Apple Pay purchase silently, with a guided walkthrough in the app. - Spendtrail learns your merchants — file a purchase once and future ones are categorized for you. - Glance at your recent entries right from the record screen to confirm a save or undo a mistake. TRACK EVERY PURCHASE - Scan receipts with your camera or photo library and attach them to a transaction — in any of the app's supported languages. - Multi-currency support with live or cached exchange rates, converted to your base currency. - Browse transactions as a list or on a calendar, and search or filter instantly. BUDGETS & INSIGHTS - Set monthly spending limits by category and see how much is left at a glance. - Spot trends with weekly, monthly, and yearly charts for spending and income. - See a clear category breakdown of where your money actually goes. JUST ASK - Ask about your spending in plain language — "what did I spend most on?", "how does this month compare to last month?", "what was my biggest purchase this year?" - Every answer comes with the chart or list behind it, so you can see the figures rather than take them on trust. - Answers are worked out on your iPhone. Your question and your transactions never leave the device, and nothing is used to train anything. - Tap through from any answer straight to the transactions it came from. - Requires Apple Intelligence, available on iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max. Spendtrail simply hides the feature when it cannot run. NEVER MISS A SUBSCRIPTION - Log recurring payments, from subscriptions to bills, automatically. - Choose weekly, biweekly, monthly, or yearly, pause any time, and always know your next charge. ORGANIZE YOUR WAY - Customize categories with your own names, colors, and icons. - Start fast with a built-in set: Snack & Drink, Groceries, Transport, Shopping, Bills & Subscriptions, and more. YOUR DATA, YOUR CONTROL - Lock the app with Face ID or your passcode. - Export all transactions to CSV, edit in a spreadsheet, and import them back. - Available in English, Simplified Chinese, Traditional Chinese, Japanese, Korean, Spanish, French, German, Italian, Portuguese, Hindi, Indonesian, Vietnamese, and Arabic. Spendtrail is a fast, private way to know exactly where your money goes. Download Spendtrail and take control of your spending today.