Comparison

Pave vs My Monthly Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pave

This app offers a private and secure way to track expenses and manage budgets without linking to bank accounts or selling user data. It provides tools for quick transaction logging, clear budget visualization, and insightful financial reports, all while keeping data on the user's device.

Highlights
  • Private expense tracking
  • Offline budget planning
  • No bank account linking
  • Fast transaction logging
  • Customizable categories
  • Monthly budget overview
  • Recurring transaction management
  • Financial insights and charts
Features
Read full description

Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.

About

My Monthly Expenses

Features
Read full description

Mis Gastos Mensuales helps you know where your money goes and how much you have left, without hassle and without sharing your data with anyone. Log each expense in seconds, set your monthly budget, and let the app show you the rest: how much you've spent, how much is still available, and which categories are taking your money. WHY YOU'LL LOVE IT • Quick entry: add an expense with amount, category and date in a few taps. • Monthly budget: set your salary and savings goal for each month, and track your progress day by day. • Clear summary: spending-by-category chart and cards showing spent vs. available. • Deposits: add extra deposits to your budget or your savings and see them reflected in the month instantly. • Spending calendar: see your week or the whole month and spot your most expensive days. • History: compare your months with charts of spending by category, savings and deposits. • Payment reminders: edit them or mark them as paid without leaving the list. • Installment purchases: log a purchase and the app spreads the installments across the months automatically. • Planned purchases: note what you want to buy and when, and get ready ahead of time. • Custom categories: adapt the app to the way you spend. • Security and data: Face ID / Touch ID lock and the option to reset all your data whenever you want. 100% PRIVATE You don't need an account or an internet connection. All your information is stored only on your device. PREMIUM The free version includes the essentials. Premium unlocks installment purchases, planned purchases, the monthly and yearly calendar, full history, savings and deposits charts, a salary you can set for each month, CSV export and biometric lock, with a single one-time payment. Download Mis Gastos Mensuales and take control of your month.

Screenshots

Pave4 screens
My Monthly Expenses4 screens

Verdict

The call

The clearest difference is in-app purchases: Pave at none against My Monthly Expenses's 1. Pave also leads on update cadence (every 3 days vs every 10 days) and iOS requirement (17.0 vs 26.5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Monthly Expenses sells 1 one-off in-app purchase. Pave asks for nothing beyond the download.

UpkeepUpdate frequency

Pave ships an update every 3 days, My Monthly Expenses every 10 days. Both last shipped on October 31, 2026.

Scorecard3 real differences · 6 level
Pave versus My Monthly Expenses: the parameters behind the verdict, then further details
ParameterPaveMy Monthly Expenses
PriceFreeFree
Rating3.7 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 3 days — betterEvery 10 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.5
Further details — not scored
Size7 MB4 MB
Age rating4+4+
DeveloperNugzar KinadzeHugo Montoya Iturrieta

In-app purchases

None

Pave

No in-app purchases

1 purchases

My Monthly Expenses

One-time1
  • Premium$4.99

Questions

Is Pave free?
Pave is free to download, with no in-app purchases.
Is My Monthly Expenses free?
My Monthly Expenses is free to download, with in-app purchases available.
Do Pave or My Monthly Expenses have ads?
Neither Pave nor My Monthly Expenses shows ads.
Which is updated more often, Pave or My Monthly Expenses?
Pave ships an update every 3 days, and My Monthly Expenses every 10 days. Most recently, Pave was updated on October 31, 2026 and My Monthly Expenses on October 31, 2026.

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