Comparison

My Monthly Expenses vs Bloom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Monthly Expenses

Features
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Mis Gastos Mensuales helps you know where your money goes and how much you have left, without hassle and without sharing your data with anyone. Log each expense in seconds, set your monthly budget, and let the app show you the rest: how much you've spent, how much is still available, and which categories are taking your money. WHY YOU'LL LOVE IT • Quick entry: add an expense with amount, category and date in a few taps. • Monthly budget: set your salary and savings goal for each month, and track your progress day by day. • Clear summary: spending-by-category chart and cards showing spent vs. available. • Deposits: add extra deposits to your budget or your savings and see them reflected in the month instantly. • Spending calendar: see your week or the whole month and spot your most expensive days. • History: compare your months with charts of spending by category, savings and deposits. • Payment reminders: edit them or mark them as paid without leaving the list. • Installment purchases: log a purchase and the app spreads the installments across the months automatically. • Planned purchases: note what you want to buy and when, and get ready ahead of time. • Custom categories: adapt the app to the way you spend. • Security and data: Face ID / Touch ID lock and the option to reset all your data whenever you want. 100% PRIVATE You don't need an account or an internet connection. All your information is stored only on your device. PREMIUM The free version includes the essentials. Premium unlocks installment purchases, planned purchases, the monthly and yearly calendar, full history, savings and deposits charts, a salary you can set for each month, CSV export and biometric lock, with a single one-time payment. Download Mis Gastos Mensuales and take control of your month.

About

Bloom

Features
Read full description

Track spending without linking your bank. Bloom is free, with no ads and no sign-up: log every expense in seconds, build a budget and see where your money goes. LOG IN SECONDS • A dedicated keypad with a built-in calculator for expenses, income and transfers. • Categories and payees that learn from what you do. • Notes, references and a photo or PDF of the receipt on every transaction. • Favorites, a Quick Add widget, Control Center and Siri. EVERY ACCOUNT AND CARD • Checking, savings, cash, credit cards, investments and loans. • Running balance on every transaction and reconciliation against your statement. • Any currency, with exchange rates that update by themselves. BUDGETS AND SAVINGS • Category budgets with a daily pace. • "Safe to spend": what's left for today, no guessing. • Upcoming bills, savings goals and a debt payoff plan. UNDERSTAND YOUR MONEY • Reports: spending by category, income vs. expenses and net worth. • A recap of every month, and search that understands dates and amounts. • Export to CSV or PDF. FOR COUPLES AND FAMILIES • Share a workspace, or just some accounts, with your partner through iCloud. • Keep personal, business and household money apart in separate workspaces. ON ALL YOUR DEVICES • iPhone, iPad, Apple Watch and a native Mac app. • Widgets on the Home Screen, Lock Screen and Mac desktop. • 11 app icons and more than 500 icons for your categories. YOUR DATA IS YOURS Bloom has no servers and no sign-up. Everything lives on your device and in your private iCloud, with daily automatic backups. Lock it with Face ID. Coming from MoneyWiz, a spreadsheet or another app? Import your history from CSV. Bloom is free, with no ads.

Screenshots

My Monthly Expenses4 screens
Bloom4 screens

Verdict

The call

The clearest difference is in-app purchases: Bloom at none against My Monthly Expenses's 1. Bloom also leads on update cadence (every 2 days vs every 10 days) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. My Monthly Expenses sells 1 one-off in-app purchase. Bloom asks for nothing beyond the download.

UpkeepUpdate frequency

My Monthly Expenses ships an update every 10 days, Bloom every 2 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard3 real differences Ā· 3 level
My Monthly Expenses versus Bloom: the parameters behind the verdict, then further details
ParameterMy Monthly ExpensesBloom
PriceFreeFree
Update frequencyEvery 10 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS26.526.0 — better
Further details — not scored
Size4 MB76 MB
Age rating4+4+
DeveloperHugo Montoya IturrietaRodrigo Valle Pinto

In-app purchases

1 purchases

My Monthly Expenses

One-time1
  • Premium$4.99
None

Bloom

No in-app purchases

Questions

Is My Monthly Expenses free?
My Monthly Expenses is free to download, with in-app purchases available.
Is Bloom free?
Bloom is free to download, with no in-app purchases.
Do My Monthly Expenses or Bloom have ads?
Neither My Monthly Expenses nor Bloom shows ads.
Which is updated more often, My Monthly Expenses or Bloom?
My Monthly Expenses ships an update every 10 days, and Bloom every 2 days. Most recently, My Monthly Expenses was updated on October 31, 2026 and Bloom on November 6, 2026.

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