Oat Budget vs BudgetPair

Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together — who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you — tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance — then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY • Income, expenses, and remaining budget at a glance • How much you two can spend today • Category limits with live progress bars • Donut breakdowns and month-over-month comparisons • A calendar view of every day's spending BUILT FOR TWO • Invite your partner with a code — one budget you both share • When one of you logs an expense, the other sees it instantly • See who spent what, side by side LESS TYPING • Snap a receipt and let it fill in the amount • Recurring income and expenses post on their own • Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes — limit 4000) Oat Budget is now available worldwide. • Full English support • Your local currency, everywhere in the app • New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com

BudgetPair helps individuals and couples plan, track, and understand their money without complicated spreadsheets. Create a monthly plan based on your income, choose a quick budget setup, or customize individual categories around your priorities. Add income and expenses and instantly see how each transaction affects your budget. Use BudgetPair on your own, or invite a partner to manage a shared financial plan together. PLAN YOUR MONTH Build a clear monthly budget with flexible categories for housing, groceries, transportation, savings, entertainment, debt, and more. Choose a suggested budget setup to get started quickly, or create a custom plan that fits your lifestyle or household. TRACK YOUR MONEY Add income and expenses, select a category, and keep your budget totals up to date. Couples can also record who handled each transaction and work from the same shared financial picture. STAY AHEAD OF RECURRING MONEY Use Scheduled Money to organize: • Recurring income • Bills and subscriptions • Debt payments • Other repeating expenses Mark an occurrence as done without removing its future schedule. UNDERSTAND YOUR SPENDING Review your transaction history, search and filter previous activity, and use insights to better understand where your money is going. See how spending compares across categories and identify areas where you may want to adjust your plan. PLAN BEYOND THIS MONTH Explore long-term financial planning tools and projections designed to help you understand how consistent saving and investing may develop over time. BudgetPair also includes beginner-friendly educational guides covering topics such as: • Workplace 401(k) plans • Roth IRAs • Taxable brokerage accounts • Diversification and investment risk • Emergency savings • Consistent long-term investing Use the saved Investing Checklist to track the steps you have completed at your own pace. DESIGNED TO BE FLEXIBLE • Budgeting for individuals and couples • Quick and custom budget setup • Income and expense tracking • Scheduled bills, income, subscriptions, and debt • Transaction history and filters • Spending insights • Long-term planning tools • Optional partner synchronization • App and investing guides • Saved investing checklist • Light and dark mode BudgetPair provides general educational information only and does not provide personalized financial, investment, tax, or legal advice.