小鱼账本 vs LoanTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小鱼账本
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小鱼账本是一款专注于借款、欠款、收款记录的轻量账本 App。 不做复杂的日常消费记账，只帮助你记录生活中那些容易忘记的往来款项。 朋友借钱、亲友周转、同事垫付、费用报销、临时代付款项，都可以用小鱼账本清晰记录。 借出去的钱、别人欠你的钱，不再需要靠记忆管理。你可以快速记录借款金额、时间、联系人以及还款约定，随时查看当前还剩多少钱、已经收回多少。 每个联系人都有独立的往来记录，借款、欠款、收款、还款过程清晰可查。即使同一个人多次借入借出，也能轻松整理，不会再混乱。 小鱼账本支持到期提醒、部分收款、多次还款、凭证图片保存、Face ID 保护、iCloud 同步和数据导出，让每一笔人情往来都有清楚记录。 适合不想使用复杂记账软件，只想简单管理借钱、还钱、收款关系的你。 小鱼账本，让借款欠款记录更简单。
LoanTracker
Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.
- Unified loan management
- Automatic monthly payment calculation
- Multiple repayment methods
- Early repayment calculator (VIP)
- Detailed repayment schedules
- Repayment reminders
- Local data storage
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One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: 小鱼账本 at none against LoanTracker's 3. 小鱼账本 also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanTracker sells 3 in-app purchases, starting at $2.99 per year. 小鱼账本 asks for nothing beyond the download.
小鱼账本 ships an update monthly, LoanTracker every 5 weeks. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.
| Parameter | 小鱼账本 | LoanTracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 23 MB | 10 MB |
| Age rating | 9+ | 12+ |
| Developer | 经 唐 | 磊 刘 |
In-app purchases
小鱼账本
No in-app purchases
LoanTracker
- LoanTracker VIP Yearly$2.991 Year
- Liaoran VIP One Year$3.99
- Unlock Full Version$4.99
