MoneyLexa vs Decionis Shield

MoneyLexa — Expense Tracker & Budget Planner Take control of your money with MoneyLexa, a simple and powerful expense tracker and budget planner designed to help you understand your spending, manage your budget, and build better financial habits. Whether you're tracking everyday expenses, managing household finances, planning monthly budgets, or monitoring your net worth, MoneyLexa puts your finances in one place. Track Every Expense Record expenses and income quickly and easily. See where your money goes and keep your financial activity organized. • Track expenses and income • Categorize your spending • Record purchases and payments • Monitor your balances • Review your spending habits Plan Your Budget Create monthly and category-based budgets to stay in control of your spending. Set spending limits, monitor your progress, and see how much you have left to spend. MoneyLexa helps you make better spending decisions and work toward your financial goals. Manage Multiple Accounts Keep all your money organized in one place. Manage: • Cash • Bank accounts • Wallets • Credit cards • Savings • Other financial accounts Get a clearer picture of your overall finances without switching between different apps. Understand Your Spending Turn your financial activity into useful insights. View detailed reports and charts to understand your expenses, income, spending patterns, and financial progress over time. Track Your Net Worth See how your overall financial position changes over time. Monitor your assets, liabilities, account balances, and net worth in one place. Recurring Transactions Never forget regular financial transactions. Schedule recurring: • Bills • Rent • Subscriptions • Payments • Salary • Regular income Built-in Calculator Calculate amounts directly while adding transactions. Quickly perform calculations without leaving the app or opening another calculator. Multiple Currencies Manage finances in multiple currencies. Useful for travelers, international users, and anyone who regularly manages money in different currencies. Backup & Sync Choose to enable cloud backup and synchronization for supported financial data. Keep your financial information available across supported devices while maintaining control over your data. Privacy First Your financial information is personal. MoneyLexa is designed with privacy in mind. We do not sell your personal information or use your spending activity for advertising purposes. Your financial data remains on your device unless you choose to enable cloud backup and synchronization. Simple. Private. Powerful. MoneyLexa gives you the essential tools to: • Track expenses and income • Create and manage budgets • Control your spending • Manage multiple accounts and wallets • Track recurring transactions • Analyze your finances with reports and charts • Monitor your net worth • Manage multiple currencies • Build better financial habits MoneyLexa Premium Unlock the full MoneyLexa experience with Premium. Premium gives you access to additional features designed for users who want more control, deeper financial insights, and a more complete money-management experience. Choose the plan that works best for you, including available monthly, yearly, or lifetime options. Privacy Policy: https://lexaforge.app/moneylexa-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop charges you didn't okay. Decionis Shield holds a purchase, a renewal, or an AI agent's spend that goes over your limit until you say yes — and keeps a signed record of what it decided. Its App Store privacy label reads "Data Not Collected." SET A SPENDING LIMIT, THEN FORGET IT One rule per source: Allow, Ask Me, or Block, and a maximum spend. Marketplaces, apps, and AI agents start on Ask Me, so an approval needs you until you decide otherwise. Anything above your limit is held. APPROVE A PURCHASE, OR DON'T When something wants to spend past your limit — a subscription price increase, a renewal you forgot, an agent buying on your behalf — Shield holds it and asks. One tap with Face ID to allow it; one tap to keep it blocked. SEE WHAT'S COMING Coming Up separates the renewals and charges that are scheduled from the ones that are only estimated, so you can cancel a renewal before it charges instead of after. WARN AT CHECKOUT Pair Safari on this iPhone, or Chrome and Edge on your computer, and Shield checks the amount at checkout against your limits. It warns you and keeps the record; it cannot stop a payment for you. DISPUTE A CHARGE WITH PROOF Every held charge can become a Dispute Passport — a signed, shareable record of what was requested and what Shield decided, ready for the day you dispute a charge. KNOW WHAT SHIELD DID THIS WEEK Activity keeps the plain-language record; the weekly Shield Brief adds it up — held, approved, allowed automatically, and what renews next. Shield holds or blocks spending only when it passes through a supported app, agent, or paired browser. Other activity may be visible, but Shield cannot stop it. No budgeting, no ads, no selling your data.