Numio vs Net Worth Tracker

Numio 是一个本地优先的资产、订阅与重要物品管理工具。它不要求你每天记录每一笔消费，而是帮助你看清钱在哪里、有哪些负债、哪些订阅即将续费，以及重要物品用了多久、是否仍在保修。 数据默认保存在设备本地，无需注册账号。你可以按需导出数据，或通过 iCloud 和 WebDAV 保存云端快照。 主要功能： - 查看总资产、总负债、净资产和账户结构 - 管理现金、银行卡、钱包账户、信用卡、储值卡、存单和多币种账户 - 手动维护黄金、股票、基金、固收理财和加密资产 - 记录信用卡账单日、还款日、共享额度和年费进度 - 轻量记录消费、收入、充值、还款和余额调整，并为消费选择分类 - 管理月付、年付和自定义周期订阅，记录联合会员、续费历史并设置本地提醒 - 记录重要物品的购买信息、保修状态、维护与回收记录、配件和升级件关系及日均成本 - 按需管理消耗品库存与保质期、心愿与避雷清单，以及不同物品的自定义字段 - 支持后台隐私遮罩、JSON 备份、CSV 导出和云端快照同步 - 支持简体中文、繁体中文和英文 Numio 不追踪完整消费流水，也不提供投资建议。它更像一个安静的个人财务目录，帮助你用更少的维护成本，看清自己的账户、订阅和重要物品。

WorthTrail is a private net worth and portfolio tracker for people who want a clear picture of every asset and debt without handing over bank logins. SEE YOUR WHOLE NET WORTH View net worth, total assets, liabilities and daily changes in one clear dashboard. Track stocks, ETFs, funds, crypto, property, private investments, custom assets, debts and short positions together. ORGANIZE YOUR PORTFOLIO YOUR WAY Use flexible tag groups for accounts, family members, industries, regions, strategies, goals or risk levels. Switch perspectives without duplicating holdings, understand allocation at a glance, and arrange Overview and Analysis modules around what matters to you. UNDERSTAND RETURNS OVER TIME Build history with automatic records and snapshots, then review daily, weekly, monthly and yearly P&L. Track cost basis, realized and unrealized returns, net worth growth, drawdowns and recovery across flexible date ranges. TRACK GLOBAL MARKETS AND CURRENCIES Refresh supported market prices, use historical quotes and manage custom assets. Multi-currency conversion brings USD, EUR, GBP, JPY and other currencies into one consistent view. EXPORT EXCEL AND PDF REPORTS Export structured Excel workbooks for deeper analysis and polished PDF reports for archiving or sharing. Widgets keep important trends close at hand. PRIVACY BY DESIGN Your data stays on your device by default and can sync through your private iCloud database. WorthTrail requires no bank login and includes no ads or third-party analytics SDKs. Face ID or password lock adds another layer of protection. Flexible tag groups organize your assets, and automatic daily records build a consistent asset history. WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/