Comparison

Zed vs Qashr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zed

Features
Read full description

Zed is a money app for Nigerians, built around one idea. You should never have to wonder whether your money is safe. Create your account, verify your identity, get your own Zed account number, fund your wallet and send money to anyone in Nigeria. Every payment in and out sits on one clean list you can open any time. BUILT SECURE BEFORE ANYTHING ELSE Most money apps bury security in a settings menu. We put it in front of you, because you are about to trust a new app with your money and that deserves proof. Two separate PINs. One to sign in, one to move money. Someone holding your unlocked phone still cannot send a naira. Face ID. Your face opens the app and nothing else does. Passkey and password sign in. No code to intercept. Attempt limits. Too many wrong tries and the app locks itself. Brute force goes nowhere. Identity verification before your wallet goes live. Every Zed account belongs to a real, verified person. WHAT YOU CAN DO IN ZED TODAY Get your own Zed account number as soon as you are verified. Fund your wallet by transferring into that number from any account you already use. Send money to anyone in Nigeria in a few taps. See every payment in and out on a single timeline. Sign in with Face ID, a passkey, your password or your login PIN. WHO ZED IS FOR Salary earners, freelancers, vendors and anyone who wants a money app that treats security as the product rather than a footnote. THIS IS VERSION ONE This is version one of Zed. Everything you have read is in the app today, and there is a lot more coming. Free to download. Money made simple.

About

Qashr

This app offers a secure digital wallet and peer-to-peer cash exchange network. It simplifies money management, enabling instant bill payments, fast bank transfers, and secure physical cash exchanges through verified local agents.

Highlights
  • P2P Cash Exchange
  • Instant Bank Transfers
  • Quick Bill Payments
  • Snap Pay QR Code Payments
  • Secure Digital Wallet
  • Layered Account Verification
Features
Read full description

Qashr is a secure, fast, and modern digital wallet and peer-to-peer cash exchange network. Designed to simplify how you manage your money and liquidity, Qashr connects you to a reliable matching network to exchange physical cash, send secure transfers, and pay bills instantly. Key Features: P2P Cash Exchange: Easily request or provide physical cash through our secure, real-time matching network with verified local agents and merchants. Instant Bank Transfers: Send money to any bank account in Nigeria with real-time account name verification and instant processing. Quick Bill Payments: Top up airtime and purchase mobile data for all major networks in just three taps. Snap Pay: Pay or receive money instantly using fast QR code scans. Secure Wallet & Limits: Manage your funds safely with custom transaction PINs, layered account verification (Tiers 1, 2, and 3), and reliable security features.

Screenshots

Zed2 screens
Qashr4 screens

Verdict

The call

Zed and Qashr are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zed ships an update every 3 weeks, Qashr every 11 days. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Zed versus Qashr: the parameters behind the verdict, then further details
ParameterZedQashr
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size71 MB59 MB
Age rating17+4+
DeveloperZed Systems LimitedQashr Technologies Nigeria Ltd

In-app purchases

None

Zed

No in-app purchases

None

Qashr

No in-app purchases

Questions

Is Zed free?
Zed is free to download, with no in-app purchases.
Is Qashr free?
Qashr is free to download, with no in-app purchases.
Do Zed or Qashr have ads?
Neither Zed nor Qashr shows ads.
Which is updated more often, Zed or Qashr?
Zed ships an update every 3 weeks, and Qashr every 11 days. Most recently, Zed was updated on November 10, 2026 and Qashr on October 31, 2026.

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