Zed vs Hempay

Zed is a money app for Nigerians, built around one idea. You should never have to wonder whether your money is safe. Create your account, verify your identity, get your own Zed account number, fund your wallet and send money to anyone in Nigeria. Every payment in and out sits on one clean list you can open any time. BUILT SECURE BEFORE ANYTHING ELSE Most money apps bury security in a settings menu. We put it in front of you, because you are about to trust a new app with your money and that deserves proof. Two separate PINs. One to sign in, one to move money. Someone holding your unlocked phone still cannot send a naira. Face ID. Your face opens the app and nothing else does. Passkey and password sign in. No code to intercept. Attempt limits. Too many wrong tries and the app locks itself. Brute force goes nowhere. Identity verification before your wallet goes live. Every Zed account belongs to a real, verified person. WHAT YOU CAN DO IN ZED TODAY Get your own Zed account number as soon as you are verified. Fund your wallet by transferring into that number from any account you already use. Send money to anyone in Nigeria in a few taps. See every payment in and out on a single timeline. Sign in with Face ID, a passkey, your password or your login PIN. WHO ZED IS FOR Salary earners, freelancers, vendors and anyone who wants a money app that treats security as the product rather than a footnote. THIS IS VERSION ONE This is version one of Zed. Everything you have read is in the app today, and there is a lot more coming. Free to download. Money made simple.

Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.