Comparison

Debt Free Planner vs Knockdown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Free Planner

This app helps you manage and pay down your debts by listing them and choosing a payoff strategy like snowball or avalanche. Track your progress visually and see projected payoff dates with extra payments. It prioritizes your privacy by keeping all data offline on your device.

Highlights
  • List debts with balance, interest, and minimum payment
  • Snowball or avalanche payoff order
  • Focus debt tracking
  • Progress bars for balance reduction
  • Payoff date projection with extra payments (Premium)
  • Fully offline functionality
Features
Read full description

A debt payoff planner — list your debts, pick snowball or avalanche, and watch the balances fall to zero. - List every debt with balance, interest rate and minimum - Snowball or avalanche payoff order, chosen for you - A focus debt marked so you always know what's next - Progress bars as each balance falls from where it started - Payoff-date projection with extra payments (Premium) - Fully offline — no bank linking, no account, no judgment Who it's for For people paying down cards, loans or student debt who want a clear payoff order and visible progress. Subscription Premium is available as a monthly ($24.90) or yearly ($24.90) subscription. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings — no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Knockdown

A private debt payoff tracker that helps you manage loans, cards, and balances without linking bank accounts. It offers honest payoff dates, Zakat calculation, and halal mortgage comparisons, with optional subscriptions for advanced features.

Highlights
  • Track all debt types
  • Scan statements for data entry
  • Debt snowball or avalanche payoff methods
  • Halal finance tools (Zakat, mortgage comparison)
  • Private, on-device data storage
  • Encrypted, controlled backups
Features
Read full description

Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything you enter stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Free zakat calculator (2.5% of eligible wealth once it reaches nisab) — with Plus, it fills in from what you track • Halal mortgage comparison (Pro): conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase, or when the free trial ends if you start one. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Free trial: new subscribers may be offered a 1-week free trial. If you start one, your Apple ID is charged the subscription price when the trial ends unless you cancel at least 24 hours before it ends. One free trial per Apple ID across Plus and Pro. Upgrading to Pro during a free trial ends the trial. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html

Screenshots

Debt Free Planner4 screens
Knockdown4 screens

Verdict

The call

The clearest difference is rating: Knockdown at 5.0 against Debt Free Planner's 1.0. Knockdown also leads on ads (none vs shown) and device support (3 vs 1). Debt Free Planner's advantage is update cadence (every 3 weeks vs every 2 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Free Planner sells 4 in-app purchases, starting at $2.99 per 7 days and Knockdown sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Knockdown holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Debt Free Planner ships an update every 3 weeks, Knockdown every 2 months. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Debt Free Planner versus Knockdown: the parameters behind the verdict, then further details
ParameterDebt Free PlannerKnockdown
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings11
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size44 MB26 MB
Age rating4+4+
DeveloperVasilii PolovnikovOMAR ABDINUR MOHAMED

Customer experience

Debt Free Planner

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Knockdown

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Debt Free Planner

Subscriptions3
  • Premium$2.997 Days
  • Premium$3.991 Month
  • Premium$5.991 Year
One-time1
  • Lifetime$7.99
4 purchases

Knockdown

Subscriptions4
  • Knockdown Plus7 Days trial$3.991 Month
  • Knockdown Pro7 Days trial$6.991 Month
  • Knockdown Plus7 Days trial$39.991 Year
Show 1 more
  • Knockdown Pro7 Days trial$69.991 Year

Questions

Is Debt Free Planner free?
Debt Free Planner is free to download, with in-app purchases available.
Is Knockdown free?
Knockdown is free to download, with in-app purchases available.
Which has better reviews, Debt Free Planner or Knockdown?
Knockdown is rated higher. Debt Free Planner averages 1.0 out of 5 from 1 ratings, while Knockdown averages 5.0 from 1 ratings.
Do Debt Free Planner or Knockdown have ads?
Debt Free Planner shows ads; Knockdown does not.
Which is updated more often, Debt Free Planner or Knockdown?
Debt Free Planner ships an update every 3 weeks, and Knockdown every 2 months. Most recently, Debt Free Planner was updated on October 31, 2026 and Knockdown on November 5, 2026.

Other comparisons