Comparison

Debt & IOU Tracker vs Defter

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt & IOU Tracker

Features
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Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES • Per-person debts and loans with automatic net balance • Partial payments and payment history • Installment plans: down payment plus 2-36 installments • Due dates, per-entry payment reminders and a weekly summary notification • Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total • Books: Personal, Family and Business books are ready to use • Payment method: cash, card, bank transfer, cheque, promissory note • Collection Center: today, next 7 days, next 30 days and overdue entries on one screen • Export the whole ledger as CSV/Excel • Share a balance via WhatsApp, pick people from Contacts • App lock with Face ID / Touch ID • Home Screen and Lock Screen widgets • iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM • Unlimited entries and installment plans (the free version holds 10 entries) • PDF account statement and per-person CSV/Excel • Attach receipt and transfer photos • Personal SMS / WhatsApp reminder messages • 30-day due-date flow, overdue aging and period report in the Collection Center • Create your own books (Shop, Roommates...) • Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy

About

Defter

Features
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Defter-e; bakkal, market, manav, kasap, tamirci, toptancı ve küçük işletmelerin veresiye defterini, cari hesaplarını ve tahsilatlarını tek yerde tutan, Türkçe ve sade bir uygulamadır. 15 kişiye kadar ücretsiz başla. NEDEN DEFTER-E • Telefonun kaybolsa da defterin kaybolmaz: kayıtların güvenli sunucuda tutulur, yeni telefonda e-postanla girdiğinde hepsi geri gelir. SMS koduna bağlı değilsin. • İnternet yokken de çalışır: kişi, alacak, verecek ve tahsilat kaydını bağlantı yokken gir; bağlantı gelince kendiliğinden gönderilir. • Reklam yok. • Sesle kayıt: "Ahmet'e 500 lira verdim" de; yön, tutar, tarih ve vade anlaşılır, sen onaylayınca kayda geçer. Ses kaydı alınmaz. ALACAK, VERECEK, TAHSİLAT • Kişi bazında alacak/verecek, vade, açıklama • Tahsilatı cari hesaba yaz; en eski borçtan otomatik mahsup edilir, fazlası avans olarak bekler • Taksitli satış; aylık, haftalık ya da yıllık tekrarlayan kayıt (kira, abonelik) • Döviz (USD, EUR, GBP) ve altın; kur kayıt anında sabitlenir • KDV dahil/hariç kayıt • Kişileri Excel/CSV'den ya da telefon rehberinden ekle EKSTRE VE HATIRLATMA • Devirli, yürüyen bakiyeli PDF ekstre; tek dokunuşla WhatsApp veya e-posta • Canlı ekstre linki: borçlun bakiyesini görür, onaylar ya da itiraz eder (link 24 saat geçerli) • Vadesi yaklaşan ve geçen alacaklar için hatırlatma; toplu WhatsApp hatırlatması • İstersen açtığın otomatik e-posta hatırlatması; isteğe bağlı gecikme faizi hesaplayıcısı • Vadesi geçenler listesi ve yaşlandırma raporu İŞLETMEN İÇİN • Çek ve senet takibi (portföy, tahsil, ciro, karşılıksız) • Kasa ve banka hesapları, kredi kartı; banka CSV ekstresini kayıtlarla eşleştir • Stok, ürün, barkod okutma (Pro) • İşler ve siparişler • Piyasalar: döviz (TCMB), altın, gümüş ve Bitcoin fiyatları; istatistiksel fiyat tahminleri (yatırım tavsiyesi değildir; ücretsiz planda ayda 3 tahmin) • Kayda fiş, senet, dekont fotoğrafı ekle (Pro) • Günlük/aylık raporlar, Excel ve PDF dışa aktarma EKİP VE GÜVENLİK • Ekip üyeleri ve rol bazlı yetki (Pro: 5 kişiye kadar) • Muhasebeci koltuğu: muhasebecin kayıtlara bakar, dışa aktarır; değiştiremez • Denetim kaydı: kim, ne zaman, ne yaptı • Dönem kapanışı (ay sonu kilidi) • İki adımlı doğrulama, cihaz kilidi (Face ID / parmak izi) Web'den de kullanabilirsin: defter-e.com — aynı hesap, aynı veriler. Esnaf ve mikro işletmeler için sade cari defter çözümü. Tam muhasebe veya e-fatura yerine geçmez. Kur ve altın tahminleri yatırım tavsiyesi değildir. Bazı özellikler Pro planda kullanılabilir. Web: https://www.defter-e.com Destek: https://www.defter-e.com/iletisim Gizlilik Politikası: https://www.defter-e.com/gizlilik Kullanım Şartları: https://www.defter-e.com/kullanim-sartlari Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debt & IOU Tracker4 screens
Defter4 screens

Verdict

The call

The clearest difference is ads: Debt & IOU Tracker at none against Defter's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days and Defter sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt & IOU Tracker ships an update every 4 days, Defter every 5 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 5 level
Debt & IOU Tracker versus Defter: the parameters behind the verdict, then further details
ParameterDebt & IOU TrackerDefter
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 5 days
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.016.4 — better
Further details — not scored
Size17 MB67 MB
Age rating4+4+
DeveloperDIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETIKasim Ceylan

In-app purchases

4 purchases

Debt & IOU Tracker

Subscriptions3
  • Weekly Premium$9.997 Days
  • Monthly Premium$19.991 Month
  • Yearly Premium3 Days trial$39.991 Year
One-time1
  • Lifetime Premium$39.99
2 purchases

Defter

Subscriptions2
  • defter-e Pro Aylık1 Month trial$2.991 Month
  • defter-e Pro Yıllık1 Month trial$34.991 Year

Questions

Is Debt & IOU Tracker free?
Debt & IOU Tracker is free to download, with in-app purchases available.
Is Defter free?
Defter is free to download, with in-app purchases available.
Do Debt & IOU Tracker or Defter have ads?
Defter shows ads; Debt & IOU Tracker does not.
Which is updated more often, Debt & IOU Tracker or Defter?
Debt & IOU Tracker ships an update every 4 days, and Defter every 5 days. Most recently, Debt & IOU Tracker was updated on October 31, 2026 and Defter on November 5, 2026.

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