Asset Packet vs After Zero

Asset Packet is a local-first personal asset manager built around a card-based overview. You can customize card styles and track cash, bank accounts, real estate, stocks, funds, gold, and other assets and liabilities in one place. Each asset category is presented as a card, so you can quickly scan totals, open details, and keep daily records organized. Key features: - Card-based overview for assets, liabilities, holdings, rules, and charts - Customizable cards, allowing you to display your assets in the way you prefer - Cash and fixed asset records with owner, currency, platform, notes, and custom card appearance - Stock, fund, crypto, and gold holdings with public price lookup for local valuation - Liability tracking for mortgages, credit cards, consumer loans, and other debt - Manual ledger records for increases and decreases on individual assets - Recurring rules for deposits, repayments, investments, and routine adjustments - Net worth, total assets, liabilities, allocation, and strategy charts - Import and export for local backup and device migration - App Lock, privacy overlay, recycle bin, theme settings, module management, and card sorting Privacy-first design: Asset Packet does not require an account. User-entered assets, liabilities, holdings, rules, notes, and card backgrounds are stored locally on the device. Exported backups are controlled by the user. Network access is used only for public market prices, exchange rates, Apple purchase status, email support, and related app functions. Important notice: Asset Packet is a personal record, valuation, and organization tool. It does not provide investment advice, securities consulting, fund sales, insurance sales, loan matching, payment services, brokerage services, trade matching, automated trading, tax advice, accounting advice, or legal advice. Public price data may be delayed, inaccurate, or temporarily unavailable and should not be used as the basis for financial decisions. Privacy Policy URL：https://www.assetpacket.top/privacy.html Terms/EULA：https://www.assetpacket.top/terms.html

After Zero 是一款个人债务记录与还款规划工具。记录每一笔债务与还款进度，让复杂的债务变得清晰可见，陪你一步步走向债务归零。 基础功能： • 记录债务、分期、本金、利息与还款信息； • 生成并维护还款计划； • 支持部分还款、协商减免、提前结清与还款模拟； • 在当前设备本地保存和管理账本数据。 Premium 一次性买断，永久解锁，不自动续费： • 还款日：集中查看每期待还项目、未来还款压力和到期提醒； • 统计报告：查看负债走势、余额变化、债务构成与还清计划； • Excel/PDF 报表导出； • 档案库、备份文件导入导出与云备份； • AI 识图导入。 还款计划、模拟结果及 AI 识图导入生成的债务草稿仅供个人记录与参考，不构成财务、法律或投资建议；请核对信息后再据此安排还款。