Patch Systems vs Payouts.com

Patch Systems is for people who work at businesses that use Patch Systems. Your employer turns it on, and it costs you nothing to have. Reach pay you have already earned You worked the hours. You should not have to wait until Friday to reach the money. Take what you have earned so far this pay period, up to half of it, whenever you need it. Standard transfers cost nothing. Instant transfers cost $3.99. No interest, no credit check, and nothing comes out of your next check beyond what you took. Every shift adds to it. Work an hour and a little more is ready. A loan that is not a payday loan Between 1,000 and 5,000 dollars at 19.99 percent fixed APR, paid back over twelve months straight out of your check. No credit check. You need twelve months with your employer to qualify, and it is not available in every state. The Patch Card A payroll Mastercard that holds your pay and your transfers in one place. No monthly fees and no minimum balance. Use it anywhere Debit Mastercard is accepted, or activate a virtual card for buying online. One app Your earned pay, your loan and your card in the same place. Set up direct deposit, see what you have earned this period, and move money without asking anyone. ---- Rates, terms, fees and availability vary by state, by employer and by your own qualifications. Workplace loans are originated by Sunrise Banks, N.A., Member FDIC, and are not available in all states. The Patch Mastercard is issued by Pathward, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated.

Payouts Wallet is where the money businesses send you actually lands — on a Mastercard you can spend right away, with a wallet beside it for sending money anywhere. YOUR CARD • Every payout lands on your card, ready to spend in store, online, and with Apple Pay. • See the balance on the card face. Show the number and CVV only when you need them; they hide again after a minute. • Freeze the card in a tap. Unfreeze the same way. YOUR WALLET • Move money from your card into your wallet, or back, any time. Instant in both directions. • Send it to PayPal, Venmo, your bank, a debit card or a gift card. • The exact fee shows before you confirm. What you see is what settles. EVERY MOVE, TRACKED • Payouts, purchases and sends with their live status — Processing, Delivered, Refunded. • Monthly totals: what came in, what you kept, spent and sent. • Export a CSV or PDF statement whenever you need one. • Get a notification when a payout lands, when a send leaves and when it arrives. OPENS FROM YOUR PAYOUT EMAIL Tap the link in a payout email and the app opens straight to your wallet. No password: you log in with a one-time code sent to the email your payouts go to. Payouts Wallet is for people paid through payouts.com — creators, players, freelancers and partners of the businesses that use it. Cards are issued to the payout recipient and funded only by payouts you receive. Questions? Chat with our team from inside the app, or email support@payouts.com.