Accelerated vs Payouts.com

Bills rarely send a warning before they arrive. A car repair, a medical copay, a utility bill that climbed higher than expected - Accelerated helps you cover the gap with a short-term cash advance from a network of lenders, without the runaround of a traditional bank application. How Accelerated works Accelerated is not a lender and does not make credit decisions. We connect your request with lenders in our network so you can review an offer that fits your situation. Submit one request, review the terms a lender presents, and decide whether to move forward - there is no obligation to accept. Loan amounts and terms Loan amounts start from $250 and go up to $500 for first-time requests, with larger amounts available to returning borrowers up to $3,500. Repayment terms range from 2 to 24 months. The annual percentage rate (APR) on a cash advance through Accelerated ranges from 5.99% to 35.99%. Not all applicants will qualify for the lowest rate or the largest amount; offers depend on the lender's review of your information. Representative example A $250 cash advance with a 35.99% APR repaid over 3 months would result in roughly 3 monthly payments of about $88, for a total repayment of approximately $265. Actual offers vary based on the lender, your details, and state law. What you can expect - One request reaches multiple lenders, so you compare without repeating forms. - Clear terms before you agree: amount, APR, due dates, and any fees are shown up front by the lender. - No obligation to accept any offer you receive. - Funds sent directly to your bank account when a lender approves and you accept. Who can apply To request a cash advance through Accelerated, you must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a resident of the United States, with a regular source of income, an active checking account, and a valid email and phone number. Meeting these requirements does not guarantee approval or specific terms. Important disclosures Accelerated is not a lender, loan broker, or agent of any lender. We do not control the lending decisions, loan terms, or APRs offered by lenders in the network. Rates and terms vary by lender, applicant, and state, and some states may not be eligible. Cash advances are intended for short-term financial needs and are not a long-term financial solution. Submitting a request is not an application for credit and does not guarantee that you will receive an offer. Late or missed payments may result in additional fees and may affect your credit standing. Review the full terms of any offer before accepting. This service is not available in all states. Residents of some states may not be eligible.

Payouts Wallet is where the money businesses send you actually lands — on a Mastercard you can spend right away, with a wallet beside it for sending money anywhere. YOUR CARD • Every payout lands on your card, ready to spend in store, online, and with Apple Pay. • See the balance on the card face. Show the number and CVV only when you need them; they hide again after a minute. • Freeze the card in a tap. Unfreeze the same way. YOUR WALLET • Move money from your card into your wallet, or back, any time. Instant in both directions. • Send it to PayPal, Venmo, your bank, a debit card or a gift card. • The exact fee shows before you confirm. What you see is what settles. EVERY MOVE, TRACKED • Payouts, purchases and sends with their live status — Processing, Delivered, Refunded. • Monthly totals: what came in, what you kept, spent and sent. • Export a CSV or PDF statement whenever you need one. • Get a notification when a payout lands, when a send leaves and when it arrives. OPENS FROM YOUR PAYOUT EMAIL Tap the link in a payout email and the app opens straight to your wallet. No password: you log in with a one-time code sent to the email your payouts go to. Payouts Wallet is for people paid through payouts.com — creators, players, freelancers and partners of the businesses that use it. Cards are issued to the payout recipient and funded only by payouts you receive. Questions? Chat with our team from inside the app, or email support@payouts.com.