Comparison

UPI Tracker vs Subcharge Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPI Tracker

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

Highlights
  • Automatic UPI expense tracking
  • Spending summaries (daily, weekly, monthly, yearly)
  • Smart spending insights and analytics
  • Expense categorization
  • Transaction search
  • Charts and spending reports
  • Privacy-first design
Features
Read full description

UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expenses—all while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: • Automatic UPI expense tracking using Apple Shortcuts • View daily, weekly, monthly, and yearly spending summaries • Smart spending insights and analytics • Expense categorization and breakdowns • Search transactions quickly • Beautiful charts and spending reports • Privacy-first design — your data stays on your device • Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.

About

Subcharge Subscription Tracker

This app helps you manage all your subscriptions, bills, and cards in one secure place. It provides reminders before charges, tracks upcoming payments, and offers guides to help you cancel unwanted services.

Highlights
  • Subscription and bill tracking
  • Renewal and trial-ending reminders
  • Calendar view of upcoming charges
  • Automated receipt detection
  • Cancellation guides
  • Encrypted card vault
Features
Read full description

Subcharge keeps every subscription, bill, and card in one private place, so you always know what is charging you, how much, and when. STAY ON TOP OF EVERY CHARGE See your monthly total, what renews next, and a full calendar of upcoming payments. Get a reminder before you are charged, so a free trial or a price you forgot never surprises you again. SYNC ACROSS YOUR DEVICES Create an account to keep your subscriptions, bills, and cards in sync across your phone and tablet. Start on one device and pick up on another. END-TO-END ENCRYPTED CARD VAULT Keep your cards handy for reference and bill tracking. Card details are encrypted on your device with a key only you hold, so we can never see your card numbers. RECEIPTS DETECTED AUTOMATICALLY Forward subscription and bill receipts to your private Subcharge address and we surface them for you to review. No inbox access, no manual entry. CANCEL WITH CONFIDENCE Thinking of dropping a service? Step-by-step guides show you exactly how to cancel or request a refund for popular apps and providers. EVERYTHING YOU NEED - Track subscriptions, bills, and one-time payments - Renewal and trial-ending reminders - Calendar view of upcoming charges - Spending overview and insights - Multi-currency with live exchange rates - Home screen widgets - Fast, private, and simple to use WHY SUBCHARGE Most of us lose money to subscriptions we forgot we had. Subcharge gives you one clear view of everything recurring, warns you before renewals, and helps you cancel what you no longer use. Subcharge is built by Aier Labs. Questions or feedback? Reach us any time from within the app.

Screenshots

UPI Tracker3 screens
Subcharge Subscription Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: UPI Tracker at none against Subcharge Subscription Tracker's 2. Subcharge Subscription Tracker's advantage is iOS requirement (15.1 vs 17). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcharge Subscription Tracker sells 2 in-app purchases, starting at $0.99 per month. UPI Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 19, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
UPI Tracker versus Subcharge Subscription Tracker: the parameters behind the verdict, then further details
ParameterUPI TrackerSubcharge Subscription Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS1715.1 — better
Further details — not scored
Size11 MB43 MB
Age rating4+4+
DeveloperAnand AmarShahroz Ahmad

Customer experience

UPI Tracker

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subcharge Subscription Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UPI Tracker

No in-app purchases

2 purchases

Subcharge Subscription Tracker

Subscriptions2
  • Pro Monthly1 Month trial$0.991 Month
  • Pro Yearly1 Month trial$9.991 Year

Questions

Is UPI Tracker free?
UPI Tracker is free to download, with no in-app purchases.
Is Subcharge Subscription Tracker free?
Subcharge Subscription Tracker is free to download, with in-app purchases available.
Do UPI Tracker or Subcharge Subscription Tracker have ads?
Neither UPI Tracker nor Subcharge Subscription Tracker shows ads.
Which is updated more often, UPI Tracker or Subcharge Subscription Tracker?
UPI Tracker ships an update every 3 days, and Subcharge Subscription Tracker every 3 days. Most recently, UPI Tracker was updated on September 19, 2026 and Subcharge Subscription Tracker on September 24, 2026.

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