SiBalance vs Sổ Thu Chi

Manual budgeting. Redesigned. Take control of your money with a private budget planner built for iPhone and iPad. Free to get started. Unlock SiBalance Full once. No subscription. Plan clearly. Spend calmly. In private. SiBalance gives you a simple, intentional way to understand your money without connecting your bank accounts. Start with one complete budget for free, including the essentials you need for everyday budgeting. If you want more, SiBalance Full unlocks the complete feature set with a single lifetime purchase. No subscriptions. No advertising. No tracking. Built for people who want control, not bank connections. SiBalance helps you understand what is safe to spend or save without losing sight of upcoming bills, recurring expenses or future plans. Instead of relying on bank integrations or complicated budgeting methods, SiBalance gives you a clear picture of your finances through intentional manual budgeting. Stay in control, make informed decisions and spend with confidence based on your real financial situation. Whether you're moving on from spreadsheets, replacing paper budgets or simply looking for a more thoughtful way to manage your money, SiBalance brings manual budgeting into the modern age by choice, not compromise. SIBALANCE FREE Get started with one complete budget and the essentials for everyday budgeting. • One complete budget
• Income and expense tracking
• Manual and recurring transactions
• Categories
• Safe to Spend calculations
• Upcoming payments and quick views
• Complete transaction history
• Transaction and category search
• Support for 159 currencies
• No account required
• No bank connection
• No advertising
• No tracking SIBALANCE FULL Unlock the complete SiBalance experience with one lifetime purchase. • Unlimited budgets
• Goals
• Forecasting
• Insights and trends
• Home Screen and Lock Screen widgets
• Themes and customisation
• Import transactions from screenshots
• CSV Import and Export
• iCloud Sync
• Encrypted backups
• Apple Pay additions via Shortcuts
• Siri and App Intents support
• iPhone and iPad support One-time unlock. No subscription. Lifetime access. APPLE PAY + SHORTCUTS Manual budgeting without having to type everything manually. With Apple Shortcuts, eligible Apple Pay purchases can be added automatically to SiBalance. Purchase details such as the amount, merchant and date can be passed into SiBalance while you remain in control of the budget and category. Apple Pay additions via Shortcuts are included with SiBalance Full. No bank connection required. PRIVACY FIRST Your financial data stays yours. • No account required
• No bank connections
• No tracking
• No advertising
• No third-party analytics
• Financial data stored privately
• Optional iCloud Sync with SiBalance Full
• Optional encrypted backups with SiBalance Full DESIGNED FOR REAL LIFE Whether you're managing monthly bills, tracking everyday spending or planning for the future, SiBalance helps you make confident financial decisions every day in a simple, private budgeting experience. FREE TO GET STARTED. Use one complete budget for free. When you're ready for more, unlock SiBalance Full once and keep it. No subscription. No recurring charge.

Log spending in seconds and see clearly where your money goes. Sổ Thu Chi lets you record daily income and expenses fast, check your calendar and reports instantly, set budgets per category and manage shared spending with your family. Your data stays on your iPhone. Works without an account or internet. No bank linking, no reading your messages, no monthly subscription. HIGHLIGHTS ---------------- • Quick typing the Vietnamese way: "cà phê 45k, taxi 1tr2" becomes separate entries • Receipt scanning: take a photo, the app fills in the amount and date • Number pad with built-in + − × ÷ • Daily income and expense calendar, search, undo after an accidental delete • Home Screen and Lock Screen widgets: month calendar, month totals, quick add • Monthly, yearly and all-time reports with saving tips • Category budgets with alerts at the threshold you choose • Multiple wallets, transfers between wallets, saving goals • Recurring income and expenses, logged automatically or confirmed by you • Shared family book that splits shared expenses evenly (creating a book needs Pro) • Sync across devices with Apple or email sign-in (Pro) • Lock the app with Face ID, Touch ID or a passcode • Free backup, restore and CSV export • Light and dark themes, Vietnamese and English WHAT MAKES IT DIFFERENT ---------------- • Understands how Vietnamese people talk about money: 45k, 1tr2, 2 triệu, 500 nghìn. • Type entries by hand in seconds, or scan a receipt when that is easier. • A truly shared book (Pro): the whole family logs into one book, and the app works out each person's share and who has paid. • Sync across iPhones (Pro) without relying on iCloud. • Pro is a one-time purchase. No subscription. FEATURES IN DETAIL ---------------- [ Entry ] Tap a large category, enter the amount on a calculator keypad, pick a wallet, date and note. The quick-entry box takes several items in one sentence and guesses the category. Undo a delete with one tap. [ Receipt scanning ] Photograph a receipt or pick one from your library. The app reads the total and date on your device and fills them in for you to check. [ Calendar ] Daily totals on every day. Tap a day for details, swipe to delete, search by note, category or wallet. [ Reports ] Income, expenses and net cash flow by month or year, a category pie chart and tips on where to cut back. Plus yearly, per-category and all-time reports and a 12-month balance trend. [ Budgets ] Set a limit per category and an alert threshold (for example 80%). The app warns you before you go over and never blocks you from logging. [ Wallets, goals, recurring entries ] Cash, bank accounts, e-wallets and credit cards, each with its own balance; transfers are not counted as income or expense. Create saving goals and contribute over time. Rent, salary and subscriptions are set up once and logged on the right day, or the app asks you to confirm. [ Shared family book ] Create a shared book (Pro) and invite family with a code or QR (up to 5 members). Everyone logs and sees the same book; shared expenses are split evenly and the app shows who has paid what. Invited members do not need Pro. [ Privacy & security ] Your data lives on your device. Lock the app with Face ID, Touch ID or a passcode. Sign-in is optional; when sync is on, data travels over an encrypted connection. [ Backup & export ] Back up to a file and restore when you change phones. CSV export is free; Pro exports Excel with monthly and category summaries, plus PDF reports. SỔ THU CHI PRO (pay once, use forever) ---------------- The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro adds: • No ads • Sync across devices • Shared books • Excel and PDF export Sync, shared books and Excel/PDF export require signing in with Apple or email. Terms of use (Vietnamese): https://sothuchi.site/terms.html Privacy policy: https://sothuchi.site/privacy-en.html Support: huyphuongk57ktb@gmail.com