Comparison

Hey Monkey vs Sổ Thu Chi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hey Monkey

Read full description

Hey Monkey helps you log your spending in seconds - just tell Monkey AI. Tired of forgetting to log, fiddling with entry forms, and wondering where your money went at the end of the month? Hey Monkey lets you capture every expense in just a few seconds. LOG EXPENSES WITH AI - 3 ways: • Chat: type "coffee 4.50" and AI fills in the amount & category • Speak: hold the button and talk, AI writes it down for you • Snap: photograph a receipt, AI reads the total and every item SPLIT GROUP BILLS: • Split bills from meals and trips with friends • Track who owes whom, log debts fast • Automatic math - no more headaches or awkward moments UNDERSTAND YOUR MONEY: • Track your balance, income and spending • Set a budget for each category • Clear, visual reports for every period PEACE OF MIND: • AI always lets you confirm before saving • No real bank account connection • Voice is recognized by your operating system's technology - recordings are never sent to Hey Monkey's servers • Receipt photos are only used to read the transaction, never stored • You enter and control your own data Free with a daily AI allowance. Upgrade to Hey Monkey Pro for unlimited AI - monthly or yearly plan. Payment is charged to your Apple ID account; the subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms: https://heymonkey.app/terms/ Privacy: https://heymonkey.app/privacy/ Download Hey Monkey and start managing your money smarter today!

About

Sổ Thu Chi

Read full description

Log spending in seconds and see clearly where your money goes. Sổ Thu Chi lets you record daily income and expenses fast, check your calendar and reports instantly, set budgets per category and manage shared spending with your family. Your data stays on your iPhone. Works without an account or internet. No bank linking, no reading your messages, no monthly subscription. HIGHLIGHTS ---------------- • Quick typing the Vietnamese way: "cà phê 45k, taxi 1tr2" becomes separate entries • Receipt scanning: take a photo, the app fills in the amount and date • Number pad with built-in + − × ÷ • Daily income and expense calendar, search, undo after an accidental delete • Home Screen and Lock Screen widgets: month calendar, month totals, quick add • Monthly, yearly and all-time reports with saving tips • Category budgets with alerts at the threshold you choose • Multiple wallets, transfers between wallets, saving goals • Recurring income and expenses, logged automatically or confirmed by you • Shared family book that splits shared expenses evenly (creating a book needs Pro) • Sync across devices with Apple or email sign-in (Pro) • Lock the app with Face ID, Touch ID or a passcode • Free backup, restore and CSV export • Light and dark themes, Vietnamese and English WHAT MAKES IT DIFFERENT ---------------- • Understands how Vietnamese people talk about money: 45k, 1tr2, 2 triệu, 500 nghìn. • Type entries by hand in seconds, or scan a receipt when that is easier. • A truly shared book (Pro): the whole family logs into one book, and the app works out each person's share and who has paid. • Sync across iPhones (Pro) without relying on iCloud. • Pro is a one-time purchase. No subscription. FEATURES IN DETAIL ---------------- [ Entry ] Tap a large category, enter the amount on a calculator keypad, pick a wallet, date and note. The quick-entry box takes several items in one sentence and guesses the category. Undo a delete with one tap. [ Receipt scanning ] Photograph a receipt or pick one from your library. The app reads the total and date on your device and fills them in for you to check. [ Calendar ] Daily totals on every day. Tap a day for details, swipe to delete, search by note, category or wallet. [ Reports ] Income, expenses and net cash flow by month or year, a category pie chart and tips on where to cut back. Plus yearly, per-category and all-time reports and a 12-month balance trend. [ Budgets ] Set a limit per category and an alert threshold (for example 80%). The app warns you before you go over and never blocks you from logging. [ Wallets, goals, recurring entries ] Cash, bank accounts, e-wallets and credit cards, each with its own balance; transfers are not counted as income or expense. Create saving goals and contribute over time. Rent, salary and subscriptions are set up once and logged on the right day, or the app asks you to confirm. [ Shared family book ] Create a shared book (Pro) and invite family with a code or QR (up to 5 members). Everyone logs and sees the same book; shared expenses are split evenly and the app shows who has paid what. Invited members do not need Pro. [ Privacy & security ] Your data lives on your device. Lock the app with Face ID, Touch ID or a passcode. Sign-in is optional; when sync is on, data travels over an encrypted connection. [ Backup & export ] Back up to a file and restore when you change phones. CSV export is free; Pro exports Excel with monthly and category summaries, plus PDF reports. SỔ THU CHI PRO (pay once, use forever) ---------------- The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro adds: • No ads • Sync across devices • Shared books • Excel and PDF export Sync, shared books and Excel/PDF export require signing in with Apple or email. Terms of use (Vietnamese): https://sothuchi.site/terms.html Privacy policy: https://sothuchi.site/privacy-en.html Support: huyphuongk57ktb@gmail.com

Screenshots

Hey Monkey4 screens
Sổ Thu Chi4 screens

Verdict

The call

The clearest difference is ads: Hey Monkey at none against Sổ Thu Chi's shown. Hey Monkey also leads on iOS requirement (15.1 vs 18.0). Sổ Thu Chi's advantage is update cadence (every 2 days vs every 5 days). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Hey Monkey sells 2 in-app purchases, starting at $0.99 per month and Sổ Thu Chi sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Hey Monkey ships an update every 5 days, Sổ Thu Chi every 2 days. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 3 level
Hey Monkey versus Sổ Thu Chi: the parameters behind the verdict, then further details
ParameterHey MonkeySổ Thu Chi
PriceFreeFree
Update frequencyEvery 5 daysEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size59 MB12 MB
Age rating4+4+
DeveloperMinh PhamDao Huy Phuong

In-app purchases

2 purchases

Hey Monkey

Subscriptions2
  • Hey Monkey Pro$0.991 Month
  • Hey Monkey Pro$12.991 Year
1 purchases

Sổ Thu Chi

One-time1
  • So Thu Chi Pro$6.99

Questions

Is Hey Monkey free?
Hey Monkey is free to download, with in-app purchases available.
Is Sổ Thu Chi free?
Sổ Thu Chi is free to download, with in-app purchases available.
Do Hey Monkey or Sổ Thu Chi have ads?
Sổ Thu Chi shows ads; Hey Monkey does not.
Which is updated more often, Hey Monkey or Sổ Thu Chi?
Hey Monkey ships an update every 5 days, and Sổ Thu Chi every 2 days. Most recently, Hey Monkey was updated on October 9, 2026 and Sổ Thu Chi on October 8, 2026.

Other comparisons