MyFinance vs Blocks

MyFinance is your all-in-one personal finance manager. Whether you want to track daily expenses, set monthly budgets, manage bills, or keep an eye on loans — MyFinance makes it simple, beautiful, and private. FEATURES: - Dashboard — Get a clear overview of your income, expenses, and balance at a glance. - Transactions — Log income and expenses with categories, payment methods, and notes. - Budget — Set monthly spending limits per category and get notified before you overspend. - Bills & Utilities — Never miss a payment with due date reminders and overdue alerts. - Subscriptions — Track all your subscriptions and see your total monthly cost. - Savings Goals — Set goals with deadlines and track your progress. - Loans — Track money you borrowed or lent, with partial repayment support. - Balance Transfer — Move funds between Cash, Card, Bank, and Wallet seamlessly. - Reports — Visual charts and breakdowns of your spending habits. - Multi-Currency — Support for 14 currencies with live exchange rates. - Templates — Quick-log frequent transactions with one tap. - iCloud Sync — Your data stays in sync across all your devices securely. - Privacy First — Sign in with Apple or use Guest mode with no account required. - Biometric Lock — Protect your financial data with Face ID or Touch ID. - Account Delete — Delete your all records Just in few Steps.

I built Blocks for myself. I get paid every two weeks. Most of my bills are monthly. Every budget app I tried wanted a subscription, my bank login, or both. So I made the app I actually wanted, and now I'm sharing it. Blocks is truly free. No ads. No accounts. No subscriptions. No locked features. No "premium" tier. New features ship to everyone, free, forever. Blocks collects nothing. No sign-up, no analytics, no tracking. Your budget lives on your device and syncs through your own private iCloud. Nobody else can see it, including me. Blocks does the work for you. • Paychecks appear automatically on payday, whether weekly, biweekly, or monthly, including 3-paycheck months • Recurring bills post themselves, labeled with who was paid • Variable bills (like electricity) remind you and carry an off-season cushion for expensive months • Month-end surplus can sweep to savings automatically, and the app tells you exactly how much to move at your bank • One glance shows what you can actually spend, with upcoming bills already set aside Blocks stays out of your way. • Whole dollars only, with no cents and no clutter • Log a purchase in two taps with a swipe, the Action button, or "Hey Siri, log groceries in Blocks" followed by "50 tacos" • Payee suggestions learn from your own history • An annual view shows income, spending, and savings across the year • Clean black-and-white design, native to iOS, beautiful in dark mode I keep improving Blocks for my own budget, and every update ships to you too. If it helps you, that genuinely makes me happy.