QuietLedger vs Spend Tracker & Budget

Track daily money by hand without connecting a bank. QuietLedger is a private personal ledger for expenses, income, wallets, budgets, recurring items, receipts, and simple reports. It is built for people who want a clear record of where money goes without account sign-up or automatic bank sync. Use QuietLedger to: - Add expenses, income, refunds, transfers, and notes manually - Organize wallets, cash, cards, categories, merchants, tags, people, and goals - Watch budget limits, monthly spending, and remaining headroom - Review trends, recurring items, reminders, and upcoming schedules - Keep receipts, attachments, and record details ready in the Proof Center - Import CSV files and export CSV, PDF, ZIP, or local backup archives - Restore from backups and review backup history when needed - Switch themes and adjust local app settings Your records are designed to stay on your device unless you choose to export or share them. QuietLedger does not require an account, does not connect to banks, and does not use cloud sync for core use. QuietLedger Pro expands local planning and reporting capacity with higher or unlimited limits, longer report periods, custom report ranges, richer insights, more saved queries, more recurring rules, more wallets and currencies, more categories, more goals, and advanced local planning tools. Optional author tips only support the developer. They do not unlock features, change limits, or affect app functionality. QuietLedger is for private record keeping and personal planning. It is not a bank, fintech provider, tax advisor, accounting product, payroll tool, invoice system, money-transfer service, or professional financial, legal, tax, or accounting advice service. Privacy Policy: https://projectfunapps.com/apps/quietledger/privacy Terms of Use: https://projectfunapps.com/apps/quietledger/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Log an expense in under 3 seconds — just say it. "Coffee 4.50", "Groceries 32 at the market", "Taxi 12": the app fills in the amount, category, merchant and note for you. Review, save, done. VOICE OR TEXT • Tap the mic and speak in your language, or type if you prefer • Edit any field with one tap before saving BUDGETS & SAVINGS GOALS • Monthly budgets per category with over-budget alerts • Savings goals with deadlines and monthly contribution hints • Add your income and see what's safe to spend CLEAR INSIGHTS • Donut, bar, trend and heatmap charts • Weekly spike alerts and per-category breakdowns • Spot recurring expenses PRIVATE BY DESIGN • Your expenses are stored on your device • Choose on-device parsing (nothing leaves your phone) or cloud parsing for higher accuracy • Backups and exports only when you choose Pick your own currency. Free with ads; Spendly Plus removes ads and unlocks unlimited cloud parsing. Terms of Use: https://nagy-legal.vercel.app/spendly/terms.html Privacy Policy: https://nagy-legal.vercel.app/spendly/privacy.html