Jot vs Riyu

Jot — fast, private expense tracking. Built for people who want to keep track of money without fighting a complicated finance app. Open Jot and the number pad is ready. Enter an amount, tap a category, and the entry is saved in seconds. FAST BY DESIGN • Opens directly to entry • Tap a category to save • Supports expressions such as 12+8.5 • Choose the payment or receiving account directly on the keypad EVERYTHING YOU NEED • Asset accounts for bank cards, cash, WeChat and Alipay • Income, expense and account transfers • Monthly budgets with clear remaining and overspent amounts • Statistics for categories, trends and budget progress • Transaction history with quick editing and deletion • Custom categories, icons, themes and dark mode • Home Screen and Lock Screen widgets • Siri Shortcuts for quick entry • CSV export PRIVATE BY DEFAULT • Data is stored locally on your devices • Private iCloud sync across your Apple devices • No account required • No ads, tracking or third-party SDKs • Optional Face ID app lock The simpler expense tracking feels, the easier it is to keep going.

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/