WhatPay vs KT Wallet

WhatPay Wallet is a seedless, self-custody, multi-chain crypto wallet. Your private key is generated on your device using MPC and never exists as one whole key — WhatPay can never access or move your funds. SECURE BY DESIGN - Seedless MPC: no 12-word seave stolen. - Your key is split into encrypted shares; a complete private key is never assembled in one place. - Face ID approves every transfer, and signing happens only on your device. - True self-custody: only you AI ASSISTANT - Just ask in plain language — check your balances, token prices, gas fees, or any on-chain question, and get a - Instant token insights: safety, liquidity and market data at a glance, powered by on-chain research. - Understand your holdings and the market in seconds. The assistant informs — you stay in full control. ONE WALLET, 45+ CHAINS - Bitcoin, Ethereum, BNB Chain, Solana, Tron, Base, Arbitrum, Optimism, Polygon, Avalanche, Cosmos, TON, Sui, ogecoin and many more. - See all your balances and tokens across every chain in one place. SEND & RECEIVE - Receive with a QR code or srted chain. - Each send is signed on-device with Face ID. - Clear, per-asset transactio LIVE MARKETS & RESEARCH - Follow real-time prices for trending tokens, major coins, tokenized stocks and RWA. - Look up any token's safety,before you decide. - Built-in anti-spam filtering hides scam tokens. RECOVERY YOU OWN - Set your own recovery code without ever exposing yourkeys to WhatPay or anyone else. WhatPay Wallet is non-custodial and does not provide any cryptocurrency exchange. You are always in control of your

KT Wallet is a self-custody, multi-chain wallet for managing your digital assets. Create or import wallets, view balances and transaction history, and send and receive supported assets. YOUR WALLET, YOUR CONTROL Manage multiple wallets and watch-only accounts. Recovery phrases and private keys are processed on your device, not uploaded by KT Wallet. Protect access with device authentication and keep a verified backup. MULTIPLE NETWORKS Manage supported assets on Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum, Avalanche, TRON and Solana. Review the network, recipient, amount and estimated network fee before approving a transfer. Network availability and fee estimates depend on the selected services and blockchain conditions. OPTIONAL OFFLINE SIGNING Use KT Wallet with the separate KT ColdSigner app on a dedicated offline device. Exchange public addresses, transaction requests and signed responses through QR codes. KT Wallet broadcasts the signed transaction from the connected device. ENCRYPTED BACKUPS Export a password-encrypted recovery-phrase QR backup and import it with its password. Keep your backup and password secure: losing them may make recovery impossible. 100% OPEN-SOURCE FRONTEND AND BACKEND The mobile apps and backend source code are available at https://github.com/siliconnexus-jp/KT-Wallet under MPL-2.0. Available in English, Simplified Chinese and Japanese. No custodial account is required. IMPORTANT You are responsible for your recovery phrase, private keys and transaction approvals. Blockchain transactions may be irreversible and network fees apply. Never share a recovery phrase or private key with support or another person. Powered by Silicon Nexus LLC