WhatPay vs QuietTotal

WhatPay Wallet is a seedless, self-custody, multi-chain crypto wallet. Your private key is generated on your device using MPC and never exists as one whole key — WhatPay can never access or move your funds. SECURE BY DESIGN - Seedless MPC: no 12-word seave stolen. - Your key is split into encrypted shares; a complete private key is never assembled in one place. - Face ID approves every transfer, and signing happens only on your device. - True self-custody: only you AI ASSISTANT - Just ask in plain language — check your balances, token prices, gas fees, or any on-chain question, and get a - Instant token insights: safety, liquidity and market data at a glance, powered by on-chain research. - Understand your holdings and the market in seconds. The assistant informs — you stay in full control. ONE WALLET, 45+ CHAINS - Bitcoin, Ethereum, BNB Chain, Solana, Tron, Base, Arbitrum, Optimism, Polygon, Avalanche, Cosmos, TON, Sui, ogecoin and many more. - See all your balances and tokens across every chain in one place. SEND & RECEIVE - Receive with a QR code or srted chain. - Each send is signed on-device with Face ID. - Clear, per-asset transactio LIVE MARKETS & RESEARCH - Follow real-time prices for trending tokens, major coins, tokenized stocks and RWA. - Look up any token's safety,before you decide. - Built-in anti-spam filtering hides scam tokens. RECOVERY YOU OWN - Set your own recovery code without ever exposing yourkeys to WhatPay or anyone else. WhatPay Wallet is non-custodial and does not provide any cryptocurrency exchange. You are always in control of your

QuietTotal is a read-only balance viewer for Kraken accounts. Add multiple Kraken accounts and see individual balances, combined totals, and aggregated holdings in one clear dashboard. Designed for privacy and security: • Requests balance information only • Cannot place trades or withdraw funds • API credentials are stored locally in the iOS Keychain • No QuietTotal account or cloud credential service • QR scanning makes API key setup easier • Supports multiple Kraken accounts in one view For setup, use a dedicated Kraken API key with Funds → Query Funds permission only. Leave trading, withdrawals, transfers, deposits, staking/earn, and API-key management disabled. QuietTotal is an independent third-party application and is not affiliated with or endorsed by Kraken. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/