FindBestCard vs Cardeyra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FindBestCard
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PickMyCard — Credit Card Optimizer Stop leaving rewards on the table. PickMyCard tells you exactly which credit card to swipe for every purchase — so you earn the most cash back, points, or miles every time. Always use the right card Tap a category — dining, groceries, travel, gas, and more — and instantly see which card in your wallet earns the highest reward. No guessing, no math. Track every benefit you're paying for Premium cards come with hundreds of dollars in credits: travel reimbursements, dining credits, streaming, Global Entry, and more. Add your cards once and see exactly what you're entitled to and what it's worth each year. AI-powered wallet strategy Not sure if your annual fees are worth it? Ask Claude to analyze your wallet and get personalized recommendations on which cards to keep, which to drop, and which new ones could save you money. Know your rewards balance Log your points and miles balance for each card so you always know what you've earned and where you stand. Built for privacy Your card data never leaves your device. AI features use your own Anthropic API key and call Anthropic directly — no middleman, no data storage. Whether you're a points enthusiast with a dozen cards or just trying to make the most of what's in your wallet, PickMyCard makes every swipe smarter
Cardeyra
Manage all your subscriptions and recurring bills in one place. Track renewal dates, view spending history, and set custom reminders to avoid unexpected charges. Organize your memberships with customizable cards and gain insights into your spending habits.
- Subscription cards with filtering and reordering
- Customizable renewal and trial end reminders
- Monthly and daily spending averages
- Automatic bookkeeping for payment records
- AI-powered screenshot scanning for OCR
- Home and Lock Screen widgets
- Spending trends and category analysis (Pro)
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Cardeyra is an iPhone subscription tracker that keeps website memberships, app subscriptions, and recurring bills together as cards in one wallet. See renewal dates, payment records, and what you spend at a glance. FREE FEATURES • Subscription cards: filter by category, drag to reorder, switch between a card stack and a list, and pause, archive, or keep a wishlist. • Renewal reminders: choose how many days and what time before a charge you want to be notified, with a separate alert when a free trial is ending (the free plan includes one reminder per subscription). • Bills and spending: monthly and daily averages, payment records, and upcoming bills, with multi-currency conversion. • Wallets and automatic bookkeeping: record top-ups and balances and link them to subscription payments. Automatic bookkeeping only updates your payment records; it never pays, renews, or cancels anything for you. • Screenshot scanning: AI is enabled by default, with consent before the first upload. Turn AI off for on-device OCR. Built-in AI sends your chosen image through Cardeyra to a third-party model provider. If its allowance is used up, it is busy, or certain service errors occur, the app tries on-device scanning. You can also configure your own API Key or compatible service; images then go directly to that service. Your provider’s own charges and limits apply. • Widgets: Home Screen widgets show monthly spending and your next payment, plus a free Lock Screen widget. CARDEYRA PRO Buy Pro once or subscribe yearly. Either way you unlock the same 16 advanced features, and everything else stays free: • Analysis and organization: spending trends, category analysis, and budgets; multiple wallets; tags and custom fields; multiple reminder times with Calendar sync; photo attachments. • Advanced tools: price monitoring; public App Store in-app purchase offers and popular plans; Shortcuts; game search setup. • Sync and security: iCloud sync; WebDAV backup; Face ID app lock with a configurable auto-lock time; app switcher privacy cover and hidden amounts and names in widgets. • Appearance: all card styles and wallet covers; alternate app icons; all widgets. Annual subscriptions renew automatically within 24 hours before the end of the current period unless you turn off auto-renewal at least 24 hours before it ends. You can manage or cancel any time in your Apple Account settings. Prices are as shown in the App Store. Public in-app purchase offers may omit some plans or promotions, so verify actual prices in the store. PRIVACY No ads and no tracking. Every free feature works without an account; signing in is optional (Sign in with Apple, Google, or an email code) and is used only to carry Pro across your devices; several sign-in methods can be linked to one account. You can delete the account inside the app. Your subscription data stays on your device, and with Pro you can sync it through your own iCloud. Third-party credentials are kept in the local Keychain. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardeyra.com/en/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: FindBestCard at none against Cardeyra's 2. FindBestCard also leads on iOS requirement (15.1 vs 18.0). Cardeyra's advantage is update cadence (daily vs fortnightly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cardeyra sells 2 in-app purchases, starting at $3.99 per year. FindBestCard asks for nothing beyond the download.
FindBestCard ships an update fortnightly, Cardeyra daily. Both last shipped on November 10, 2026.
| Parameter | FindBestCard | Cardeyra |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 36 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | sudhir sreedharan | 贵麟 倪 |
In-app purchases
FindBestCard
No in-app purchases
Cardeyra
- Cardeyra Pro Yearly7 Days trial$3.991 Year
- Cardeyra Pro Lifetime$9.99









