Ant vs CoinTrail

Ant is your expense tracker and money notebook, on your own, as a couple or with family: log an expense in seconds, see how much you can spend today, and close each month knowing what you saved. No accounts, no sign-ups and no ads. Your data lives on your iPhone and in your iCloud. — TYPE YOUR EXPENSE — Type "tacos 145" or "uber yesterday 80" and Ant fills in the amount, category, type and date. With Apple Intelligence, it understands even more. — AVAILABLE TODAY — Log your income and your savings goal, and Ant tells you how much you can spend today and stay on track for the month. Go over, and tomorrow adjusts on its own. — AS A COUPLE OR A FAMILY — Keep the household budget with your partner or family, or split a trip with friends. Each space is a card: tap to switch. Invite with a link, no one needs to create an account. — THREE STYLES — Pick the style of the whole app for each space: Classic (the app you know, with Liquid Glass), Diary (torn paper, washi tape and dried flowers) or Terminal (green on black). — YOUR NOTEBOOK — In Diary and Terminal, one page per day with your expenses on lines, the day's total and a note about how it went. — ESSENTIAL OR TREAT — Mark each expense as Essential, Treat, Growth or Unexpected, and see how much went to treats without guessing. — MONTH CLOSE — Four questions to close the month: how much you had, how much you wanted to save, how much you spent and how you can do better. Then seal it and share your month as an image, without amounts. — RECEIPT PHOTO — Keep a photo of the receipt with the expense. Ant reads the total for you. — BUDGETS AND ANALYSIS — Set a monthly or per-category budget and get a heads-up as you get close. See spending by category, by kind and the trend over recent months. — WIDGETS AND APPLE WATCH — Your available-today amount on the Home Screen, the Lock Screen and your wrist. Log an expense from the Watch without taking out your phone. ANT PREMIUM (one-time purchase, forever) Type your expenses and Ant fills them in, receipt total reading, unlimited categories, recurring expenses (rent, subscriptions), PDF and CSV export, and app icons. Try it free before buying. One payment, no subscription. Start free today.

CoinTrail is the manual budget and expense tracker for people who want full control of their money — without linking a bank account. Log what you spend by hand, set budgets that actually stick, and finally see where your money goes. 100% private and offline. WHY COINTRAIL Bank-syncing apps are convenient until they miss transactions, mislabel them, or ask for your login. CoinTrail takes the opposite approach: you enter each expense in seconds with a fast number pad, so every figure is correct and nothing ever leaves your phone. No sign-up, no account, no cloud. FAST EXPENSE TRACKING - Add an expense, income or transfer in seconds with a clean numeric keypad - Organize with custom categories, each with its own icon and color - Multiple wallets and accounts: cash, bank, card, savings and more - Notes, dates and recurring entries for subscriptions, salary or rent - Search and filter your history instantly BUDGETS THAT KEEP YOU ON TRACK - Set a monthly limit for any category - Visual progress bars and clear over-budget warnings - Roll over unused budget into the next month - See your projected month-end spending and what's left to spend - A unique Safe-to-Spend amount tells you how much you can spend today REPORTS & INSIGHTS - Spending by category as a clean pie chart - Income vs expense trends across months - Top categories, savings rate and net worth across all wallets - A daily spending heatmap reveals your habits at a glance - Records: biggest expense, busiest day, longest no-spend streak and more PRIVATE BY DESIGN - All data stays on your device — nothing is uploaded - Optional Face ID / Touch ID lock - Export your data to JSON or CSV anytime, and import it back - Works fully offline MADE TO FEEL GREAT - Modern, calm emerald design - Smooth animations and haptic feedback - Available in English, Spanish, French, Italian, German and Portuguese - Optional reminders for budgets and recurring transactions Whether you're paying off debt, building savings, or just want a clear daily expense tracker without a bank connection, CoinTrail helps you spend with intention and reach your goals. Download CoinTrail and take control of your money today. CoinTrail does not require an account and never connects to your bank.