CoinTrail vs Pace

CoinTrail is the manual budget and expense tracker for people who want full control of their money — without linking a bank account. Log what you spend by hand, set budgets that actually stick, and finally see where your money goes. 100% private and offline. WHY COINTRAIL Bank-syncing apps are convenient until they miss transactions, mislabel them, or ask for your login. CoinTrail takes the opposite approach: you enter each expense in seconds with a fast number pad, so every figure is correct and nothing ever leaves your phone. No sign-up, no account, no cloud. FAST EXPENSE TRACKING - Add an expense, income or transfer in seconds with a clean numeric keypad - Organize with custom categories, each with its own icon and color - Multiple wallets and accounts: cash, bank, card, savings and more - Notes, dates and recurring entries for subscriptions, salary or rent - Search and filter your history instantly BUDGETS THAT KEEP YOU ON TRACK - Set a monthly limit for any category - Visual progress bars and clear over-budget warnings - Roll over unused budget into the next month - See your projected month-end spending and what's left to spend - A unique Safe-to-Spend amount tells you how much you can spend today REPORTS & INSIGHTS - Spending by category as a clean pie chart - Income vs expense trends across months - Top categories, savings rate and net worth across all wallets - A daily spending heatmap reveals your habits at a glance - Records: biggest expense, busiest day, longest no-spend streak and more PRIVATE BY DESIGN - All data stays on your device — nothing is uploaded - Optional Face ID / Touch ID lock - Export your data to JSON or CSV anytime, and import it back - Works fully offline MADE TO FEEL GREAT - Modern, calm emerald design - Smooth animations and haptic feedback - Available in English, Spanish, French, Italian, German and Portuguese - Optional reminders for budgets and recurring transactions Whether you're paying off debt, building savings, or just want a clear daily expense tracker without a bank connection, CoinTrail helps you spend with intention and reach your goals. Download CoinTrail and take control of your money today. CoinTrail does not require an account and never connects to your bank.

Most budgeting apps show you a balance. Pace shows you the truth: one honest number that tells you what's actually safe to spend today - after your bills, savings, and goals are already accounted for. No more mental math. No more "I thought I had more than that." No more overdraft surprises three days before payday. THE DAILY SAFE-TO-SPEND NUMBER Every morning, Pace looks at what's coming - rent, subscriptions, that annual renewal you forgot about, the money you're setting aside for your goals - and quietly subtracts it first. What's left is yours to spend today, guilt-free. It's the difference between hoping you're okay and knowing you are. SEE YOUR MONTH BEFORE IT HAPPENS Cash-flow projections show the shape of your month ahead - the tight weeks, the safe weeks, the day a big bill lands. Plan around real life instead of reacting to it. BUDGETS & ENVELOPES THAT ACTUALLY FIT Create unlimited budgets and envelopes for groceries, gas, dining, kids, travel - however your money really moves. Give every dollar a job and watch each category breathe through the month. SMART REVIEW, NOT BUSYWORK Pace flags the transactions worth a second look and lets you clear them in seconds. Stay on top of your spending without living in a spreadsheet. CALENDAR VIEW See bills and income laid out by date, so payday and due dates never sneak up on you again. BUILT PRIVATE, BUILT TO TRUST Pace is local-first and encrypted. Start tracking in minutes with no bank login required - your numbers stay yours. Add multi-account sync and encrypted backup when you want them, and share a household budget with a partner without handing over your logins. WHY PEOPLE STAY WITH PACE - One clear safe-to-spend number, every single day - Bills and goals funded first, automatically - Cash-flow projections that see the month ahead - Unlimited budgets and envelopes - Smart review of flagged transactions - Calendar view for bills and income - Multi-account sync + encrypted backup - Private, local-first, no bank login to start - Household sharing for couples and families The real cost of budgeting by vibes isn't the latte - it's the overdraft fee, the surprise renewal, the quiet stress of never quite knowing. Pace replaces the guessing with one number you can trust. Download Pace and see your safe-to-spend today. MEMBERSHIP Pace offers a 7-day free trial, then $19.99/month or $79.99/year. Your subscription unlocks unlimited budgets, cash-flow projections, multi-account sync, encrypted backup, and household sharing. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://arioapps.com/terms Privacy Policy: https://arioapps.com/privacy