ChatWallet ChipChat vs WalletPro Flexible Payments

The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS

WalletPro is a flexible checkout and virtual card platform designed to help users manage purchases, spending controls, and group contributions in one place. With WalletPro, users can organize payment activity, create virtual cards for supported purchases, set spending limits, and manage card activity from a simple dashboard. WalletPro also includes SplitPro™, a group contribution feature that lets users create a shared payment request, set a target amount, and share a QR code or payment link so others can contribute their part. Key Features: • Manage flexible checkout workflows • Use multiple payment sources where supported • Create virtual cards for supported purchases • Set custom spending limits • Track transaction activity • Freeze or cancel virtual cards when needed • Protect your real card details • Create SplitPro™ group payment requests • Share QR codes or payment links • Track group contributions in real time How SplitPro™ Works: Create a shared payment request, set the amount you want to collect, and share the link or QR code with contributors. Contributors can pay their part without needing to download the app. WalletPro can be used for: • Online purchases • Group gifts • Team lunches • Shared expenses • Event costs • Travel planning • Family purchases • Business or team spending • Virtual card spending controls WalletPro is not a loan, credit line, or buy now, pay later service. WalletPro does not provide financing. Users pay with their own payment methods and available funds. Fees, payment availability, supported card features, and virtual card functionality may vary based on eligibility, transaction type, and payment partners.