Compound Tower vs 家底月盘

COTO is a personal finance tracker designed for people who want a clearer view of their wealth structure. Track bank assets, broker cash, investment positions, fixed assets, income and expenses, goals, recurring investment plans, and portfolio allocation in one organized place. COTO helps you see what you own, what you owe, where your money flows, and how your portfolio drifts from your target allocation. Key features: - Net worth dashboard with asset and liability charts - Bank assets, deposits, wealth products, and liabilities - Broker cash, holdings, buy/sell/dividend records, and P&L tracking - Ledger summaries with income, expenses, dates, amounts, and notes - Fixed asset records for property, vehicles, and electronics - Goal tracking and recurring investment plans - Portfolio allocation, drift analysis, and rebalance suggestions - Monthly review records and action items - App privacy lock with biometric unlock and password fallback - English and Simplified Chinese interface support COTO does not provide investment advice. It is a tracking and organization tool to help you record, review, and understand your own financial data.

家底月盘是一款本地优先的家庭月度资产负债盘点工具。 不记日常流水，每月花几分钟录入各账户余额，即可在一张看板上看到： • 家庭净资产及变化趋势 • 风险资产与流动性分布 • 各成员、各账户的结构占比 【为什么选择家底月盘】 • 本地保存：财务数据仅存在您的手机，不上传云端 • 无需注册：打开即用，没有账号体系 • 全家适用：支持多成员、多账户，按人分组管理 • 换机无忧：导出 JSON 备份，新设备合并恢复即可继续 • 完全免费：无订阅、无内购 【主要功能】 • 月度盘点：引导式填写，按成员进度推进 • 家庭看板：趋势折线图、风险与流动性分布图 • 历史浏览：查看过往月份，对比期间变化 • 账户管理：资产/负债分类、成员归属、紧凑列表 • 备份恢复：导出与合并导入，支持中文内容 • 版本介绍：可选的版本更新检查（默认关闭） 适合希望定期了解家庭财务全貌、又不愿把明细交给第三方云服务的用户。 隐私政策与更新说明见 App 内「关于 → 版本介绍」。