SLICE vs Payday
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SLICE
Organize creditors, calculate settlement targets, and build a savings plan to become debt-free. This tool offers AI-assisted negotiation guidance and educational resources to help you manage your finances without expensive debt settlement companies.
- Track creditors in one dashboard
- Calculate settlement targets
- Build monthly savings plans
- AI-assisted negotiation guidance
- Credit repair education
- Weekly coaching groups
- 1-on-1 coaching guidance
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Stop letting debt control your future. SLICE is your AI-powered debt resolution coach designed to help you take control of your finances, negotiate confidently with creditors, and create a personalized debt payoff strategy without paying expensive debt settlement companies. Whether you're dealing with overwhelming credit card balances, collections, or personal loans, SLICE gives you a clear path toward financial freedom. Features • Personalized Debt Payoff Plan • Debt Tracking Dashboard • Settlement Guidance • AI Debt Resolution Coach • Creditor Negotiation Coaching • Monthly Savings Calculator • Progress Tracking • Goal Planning • Secure Financial Organization Perfect For People struggling with: • Credit Card Debt • Collections • Personal Loans • Medical Bills • High Interest Debt • Financial Stress Why Choose SLICE? Unlike traditional debt settlement companies, SLICE helps you stay in control while providing intelligent guidance every step of the way. Our mission is simple: Help millions of people become debt free while saving thousands in unnecessary fees. Download SLICE today and start your journey toward financial freedom. Terms of Use (EULA): https://slicemydebt.com/terms Privacy Policy: https://slicemydebt.com/privacy
Payday
Consolidate all your earnings, from salaries to freelance payments, into a single, clear global overview. Visualize your income sources and monthly progress on an interactive map, with options for manual entry, saved details, or CSV import.
- Global income overview
- Track salary, freelance, and platform payouts
- Interactive income map visualization
- Monthly earnings and goal progress
- Manual, saved, or CSV income entry
- On-device statement screenshot interpretation
- Multi-currency income tracking
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Payday - Global Money Tracker Different currencies. Different paydays. One clear view of your money. Payday helps you manage income and expenses across currencies. Track what comes in, what goes out, and what’s left. All with an interactive globe that brings your income to life. From international client payments to your regular salary and side gigs, keep your money in view without keeping up with another spreadsheet. YOUR INCOME. ALL TOGETHER. Different sources don’t have to mean scattered records. • Track client payments, salaries, project income, and platform payouts. • Reuse saved clients to make adding payments faster. • Review your income by source and month. • Keep recent payments easy to find. KNOW WHAT’S LEFT Getting paid is only part of the picture. Track what goes out, too. • Log work tools, software, supplies, and daily spending. • Sort expenses by category. • Compare your income and expenses. • See what’s left after the expenses you’ve logged. DIFFERENT CURRENCIES. ONE CLEAR VIEW. Earn in one currency and spend in another? Keep your entries’ original amounts and currencies while viewing estimated totals in your chosen home currency. Currency conversions use European Central Bank reference rates. Payday tracks your money—it doesn’t hold, send, or exchange it. PUT YOUR INCOME ON THE MAP See where each payday begins. Add countries to your income sources and explore where your payments come from on an interactive globe. Whether your income comes from close to home or across the world, bring it into one view. SEE THE BIGGER PICTURE Turn everyday records into a clearer picture of your money. • Review income and expenses with reports and pie charts. • Filter by month or year. • Export your records to CSV for your own spreadsheets or to share with your accountant. LESS TYPING. MORE TRACKING. Spend less time entering numbers and more time doing your thing. • Add income and expenses manually. • Import multiple entries from CSV. • Scan receipts, invoices, or statement screenshots. • Speak an income or expense entry with dictation. On supported devices, Apple Intelligence helps turn scans and spoken details into entries. Processing happens on your device, and you can check the details before saving. MAKE YOUR GLOBE YOURS Pick a globe that feels like you. Choose Monochrome, Champagne Gold, or Blue Earth, or explore playful designs like Voxel Earth, Matcha Mochi, and Moon Mallow. CELEBRATE EVERY PAYDAY You did the work. Take the win. Add your income and watch your globe light up with animated routes and colorful fireworks. A little celebration for every payday. ONE PAYMENT. YOUR EVERYDAY TRACKER. Download Payday for free and explore it with read-only demo data. Unlock Payday Pro with a one-time purchase to add income and expenses and use the full tracking features. No subscription. Premium globe designs are sold separately as optional one-time purchases. Already bought Payday as a paid app? Your previous purchase unlocks the core tracking features at no extra cost. Use Restore to recover your access. YOUR RECORDS. ON YOUR DEVICE. No Payday account required. Your income and expense records stay on your device, and everyday tracking works offline. Internet access is needed for purchases, restoring access, and refreshing exchange rates. Optional advertising measurement does not include your income or expense records. Your money. Your world. Your Payday. IMPORTANT: Apple Intelligence features require a supported device with Apple Intelligence enabled and available in a supported language. Terms: https://payday.josieai.com/terms.html Privacy: https://payday.josieai.com/privacy.html
Screenshots
Verdict
The clearest difference is ads: SLICE at none against Payday's shown. SLICE also leads on update cadence (every 4 days vs every 11 days) and monetization model (free with in-app purchases vs paid). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SLICE sells 6 in-app purchases, starting at $9.99 per month and Payday sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
SLICE ships an update every 4 days, Payday every 11 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | SLICE | Payday |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (30 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 30 — better | — |
| Update frequency | Every 4 days — better | Every 11 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 50 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Marc Feinberg | France Pastrana |
Customer experience
SLICE
Payday
In-app purchases
SLICE
- Silver Monthly$9.991 Month
- Gold Monthly$29.991 Month
- Platinum Monthly$59.991 Month
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- Silver Yearly$95.901 Year
- Gold Yearly$289.001 Year
- Platinum Yearly$579.001 Year
Payday
- Voxel Earth$0.99
- Matcha Mochi$0.99
- Moon Mallow$0.99
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- Payday Full Access$9.99









