Xplit vs Split
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Xplit
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Split shared expenses with your group โ no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family โ Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like โ messaging, email, however โ and whoever has the link is in. WHAT XPLIT DOES โ Join with a link โ no account, no email, no password; one tap and your friends are in the group โ Add expenses โ amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares โ Multiple currencies โ each currency is settled on its own, no surprise conversions โ Who owes whom โ balances update the moment an expense comes in โ Simplify debts โ Xplit minimizes the number of transfers so everyone settles with the fewest payments โ Settle up โ record a payment and the balances rebalance โ History โ a clear timeline of every expense and settlement โ Web view โ friends without the app open the link in a browser and see the full split FOR A SHARED FLAT โ Recurring expenses โ rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later โ Monthly settle-up โ on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month โ Fair shares, real dates โ set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves โ Lock the group โ freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link โ share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase โ no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST โ No account, no email, no personal data collected โ A group is reachable only through its private link โ No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html
Split
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Split โ Split Expenses with Friends Splitting bills with friends and roommates shouldn't be stressful. Split makes it effortless. โข Create groups for trips, roommates, or any shared costs โข Add expenses and split them equally among friends โข See at a glance who owes who โ no more awkward math โข Settle up in seconds โข Convert group expenses between currencies โข Track every group's activity in one place โข Sign in with email or Google Simple, fast, and built to keep your friendships drama-free. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Split at none against Xplit's 1. Split also leads on update cadence (every 5 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Xplit sells 1 one-off in-app purchase. Split asks for nothing beyond the download.
Xplit ships an update every 6 weeks, Split every 5 days. The most recent releases landed on October 4, 2026 and October 15, 2026 respectively.
| Parameter | Xplit | Split |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Every 5 days โ better |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 61 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | BROKEN MATRIX TECHNOLOGY, LLC | Yusuf Nadaroglu |
In-app purchases
Xplit
- Split Unlock$2.99
Split
No in-app purchases









