Comparison

Xplit vs Split

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Xplit

Features
Read full description

Split shared expenses with your group โ€” no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family โ€” Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like โ€” messaging, email, however โ€” and whoever has the link is in. WHAT XPLIT DOES โ€” Join with a link โ€” no account, no email, no password; one tap and your friends are in the group โ€” Add expenses โ€” amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares โ€” Multiple currencies โ€” each currency is settled on its own, no surprise conversions โ€” Who owes whom โ€” balances update the moment an expense comes in โ€” Simplify debts โ€” Xplit minimizes the number of transfers so everyone settles with the fewest payments โ€” Settle up โ€” record a payment and the balances rebalance โ€” History โ€” a clear timeline of every expense and settlement โ€” Web view โ€” friends without the app open the link in a browser and see the full split FOR A SHARED FLAT โ€” Recurring expenses โ€” rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later โ€” Monthly settle-up โ€” on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month โ€” Fair shares, real dates โ€” set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves โ€” Lock the group โ€” freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link โ€” share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase โ€” no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST โ€” No account, no email, no personal data collected โ€” A group is reachable only through its private link โ€” No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html

About

Split

Features
Read full description

Split โ€” Split Expenses with Friends Splitting bills with friends and roommates shouldn't be stressful. Split makes it effortless. โ€ข Create groups for trips, roommates, or any shared costs โ€ข Add expenses and split them equally among friends โ€ข See at a glance who owes who โ€” no more awkward math โ€ข Settle up in seconds โ€ข Convert group expenses between currencies โ€ข Track every group's activity in one place โ€ข Sign in with email or Google Simple, fast, and built to keep your friendships drama-free. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Xplit4 screens
Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Split at none against Xplit's 1. Split also leads on update cadence (every 5 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Xplit sells 1 one-off in-app purchase. Split asks for nothing beyond the download.

UpkeepUpdate frequency

Xplit ships an update every 6 weeks, Split every 5 days. The most recent releases landed on October 4, 2026 and October 15, 2026 respectively.

Scorecard2 real differences ยท 4 level
Xplit versus Split: the parameters behind the verdict, then further details
ParameterXplitSplit
PriceFreeFree
Update frequencyEvery 6 weeksEvery 5 days โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 โ€” better15.6
Further details โ€” not scored
Size61 MB44 MB
Age rating4+4+
DeveloperBROKEN MATRIX TECHNOLOGY, LLCYusuf Nadaroglu

In-app purchases

1 purchases

Xplit

One-time1
  • Split Unlock$2.99
None

Split

No in-app purchases

Questions

Is Xplit free?
Xplit is free to download, with in-app purchases available.
Is Split free?
Split is free to download, with no in-app purchases.
Do Xplit or Split have ads?
Neither Xplit nor Split shows ads.
Which is updated more often, Xplit or Split?
Xplit ships an update every 6 weeks, and Split every 5 days. Most recently, Xplit was updated on October 4, 2026 and Split on October 15, 2026.

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