Split Cat vs SplitEx

Splitting money with roommates, travel buddies, or family always ends the same way: someone paid first, everyone owes something, and nobody remembers the details. Split Cat logs every expense and does the math for you. ◆ Itemized splitting - Log each expense separately: who paid, who shares it, all clear - See who owes whom, and how much, at any time ◆ Auto settle-up, fewest transfers - Settlement always gives you the plan with the fewest transfers - One tap settles everything, with the record kept ◆ Siri quick log - Hands full? Say "Log an expense in Split Cat" and the cat takes it down - The entry is marked when you get back to the app; fill in details later ◆ Foreign-currency ledgers - Open a travel ledger and log in yen, won, or baht directly - Settlement converts back to one currency; rates auto-fill and stay editable ◆ Settle reminders - Let a tab sit too long and the cat reminds you it's time - Turn it off in Settings anytime ◆ Pairs and groups - Pair up 1-on-1 and share one synced ledger - Group splitting for dinners and trips, so the whole squad stays square ◆ Share the settlement - Send the result to LINE, iMessage, or wherever your group lives - Awkward to ask for money? Let the cat be the messenger - The cat has LINE stickers now, too — dunning messages, delivered by cat ◆ Completely free - Every feature is free: no subscription, no in-app purchases ◆ Privacy - Zero tracking: no analytics, no ads, no data collection - Sync runs on your own iCloud; there are no servers of ours to see it Amounts accept one decimal place.

SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.