BiPSDEX vs STB Superapp

BiPSDEX is a self custody wallet designed for digital money, stablecoins and leading digital assets. You remain in control at all times. Your private keys and assets are stored on your device and are never held or controlled by BiPSDEX. What you can do with BiPSDEX - Access and use stablecoins and digital money - Manage leading digital assets including Bitcoin, Ethereum, BiPS, Solana and XRP - Connect to on chain applications and protocols - View balances and track activity in real time Your wallet your control BiPSDEX is a software interface only. It does not hold manage or have access to your assets. You are solely responsible for your wallet and private keys. Compliance Statement BiPSDEX is a non custodial software wallet. We do not hold or control user funds. We do not execute transactions on behalf of users. We do not provide financial investment or trading services. All transactions are initiated and authorised by the user directly on the blockchain network. Onboarding Message This is a self custody wallet. You are responsible for your private keys and access credentials. BiPSDEX cannot access recover or reset your wallet. Please ensure your recovery phrase is stored securely before continuing.

SpendTheBits is a self-custody crypto wallet for stablecoins and 13 chains: USDC, USDT, Bitcoin, Lightning, Ethereum, Solana, XRP, TRON and more. Earn yield on idle stablecoins, send, bridge, and get paid by AI agents — your keys never leave your phone. YOUR KEYS, YOUR CRYPTO • Fully self-custody: the seed phrase and private keys are generated and stored only in your phone's secure keychain — never on our servers • One recovery phrase for BTC, LTC, ETH, Base, Linea, BNB, POL, AVAX, SOL, XRP, TRX, FLR and SUI, plus USDC and USDT across chains • Bitcoin over Lightning: instant, low-fee payments from a node on your phone • Restore into any compatible wallet, any time — no lock-in EARN ON IDLE STABLECOINS • Put idle USDC to work in vetted on-chain vaults held by your own keys • A 0–100 Yield Safety Score routes deposits and a Treasury Auto-Defense circuit breaker can exit to liquid USDC on a safety breach • Observed yield, not projections; sends unwind just what you need, just in time PAY, AUTOPAY & STREAM • Send instantly to addresses or @handles • Recurring autopay from one signature — a revocable allowance, never an escrow • Stream salary, rent or vesting per second; claim whenever you like • Bridge USDC between chains with Circle CCTP GET PAID BY AI AGENTS • Your @handle doubles as an x402-payable endpoint: agents pay USDC over HTTP 402 straight to addresses only you control • Pay any x402 API from your wallet by pasting or scanning its URL SPEND • Buy gift cards from popular brands by paying in any crypto PROTECT & RECOVER • Recipient risk-screening and an anti-swap broadcast firewall • Scam-token quarantine: unverified airdrops never count as real funds • Spending guardrails: caps, allowlists, quiet hours, one-tap freeze • Clear-signing — see exactly what you approve • Social recovery via guardians and an inheritance flow NON-CUSTODIAL BY DESIGN No exchange, no order book, no fiat ramp: SpendTheBits is a wallet. Even the AI Copilot is prepare-only — it proposes, your device disposes. Crypto is volatile and involves risk. SpendTheBits is a non-custodial wallet; you are responsible for safeguarding your recovery phrase.