Comparison

Marlo vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Marlo

This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.

Highlights
  • Calculates 'Safe to Spend' amount
  • Budget tracking by category
  • Savings goal setting and tracking
  • Recurring income and bill setup
  • Optional daily logging reminders
  • Private, on-device data storage
Features
Read full description

Know exactly what's safe to spend — before you spend it. Marlo does one honest calculation: your income, minus fixed costs, minus your budgets, minus what you're saving. What's left is your Safe to Spend — the money you can enjoy right now, guilt-free. No spreadsheets. No shame. Just a clear number. Most budgeting apps tell you what you spent. Marlo tells you what you can spend. That's the difference between anxiety and permission. SAFE TO SPEND, FRONT AND CENTER Open the app and the first thing you see is one big number: what's genuinely free to spend this month. It updates live as you log. Green means go. In the red? The app sits with you — it never scolds. BUDGETS THAT MAKE SENSE Give any category a monthly budget and watch a simple, colorful card fill up as you spend. Rent, groceries, coffee — see where you stand at a glance. SAVINGS JARS FOR THE THINGS YOU WANT Name a goal, give it a target, and add money whenever you can. Set a monthly amount and Marlo shows you the exact date you'll hit it. A trip, a home, a safety net — turn a dream into a plan. SET IT AND FORGET IT Add your paycheck and fixed bills once as recurring items. Your Safe to Spend works from day one — no re-entering the same numbers every month. A GENTLE DAILY NUDGE One optional reminder a day. Ten seconds to log keeps your number honest. That's the whole habit. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no cloud. Your money is nobody's business but yours. — FREE FOREVER — Logging is never capped. The free plan includes: • Unlimited transaction logging • Your live Safe to Spend • Recurring income & bills • 2 category budgets • 1 savings goal • Daily reminder — MARLO PRO — Upgrade when you want more room: • Stats: spending trends, month-over-month, kept-rate, weekly review, and your full category breakdown • Browse any past month • Unlimited category budgets • Unlimited savings goals • Create your own custom categories • Custom themes, colors & icons • Export all your transactions to CSV • Every future Pro feature Pro pricing: • Monthly plan • Annual plan (best value) Spend wisely, not blindly. Marlo is the calm, honest money app that shows you what's really yours to enjoy. — Subscription details: Marlo Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Privacy Policy: linked in-app (Settings › Legal) Terms of Use: linked in-app (Settings › Legal) Support: contact@theanicca.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker

Features
Read full description

Byrde is the fastest way to track your money. Type or say "burger 300" or "coffee $4.50 and groceries $42". Byrde instantly understands the amount, picks the category, and logs it. Under a second. No forms, no dropdowns, no category pickers. Most expense trackers fail because logging is a chore. Byrde removes the chore, so you actually keep going — and once you can see your spending, you can change it. LOG WITHOUT THINKING • Type naturally: "lunch 12, uber 8, rent 900" • Speak it: dictate expenses on the go • Multiple expenses in one line, parsed automatically • Income and transfers understood too ASK YOUR MONEY ANYTHING • "How much did I spend on food this month?" • "Where can I cut back?" • Plain-English answers from your own data SEE WHERE IT GOES • Clear category breakdowns • Monthly budgets per category with progress • Spot the leaks before the month ends BUILT TO STICK • Logging streaks that make the habit automatic • Gentle reminders, no guilt • Your data, exportable as CSV anytime PRICING Try Byrde free for 7 days, then it requires a subscription. Founding users can grab a limited lifetime option — one price, everything forever. Stop managing a spreadsheet. Start typing "coffee 4.50" and get on with your day. Terms of service https://byrde.app/terms Privacy Policy https://byrde.app/privacy

Screenshots

Marlo4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is device support: Expense Tracker at 3 against Marlo's 1. Expense Tracker also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Marlo sells 4 in-app purchases, starting at $6.99 per month and Expense Tracker sells 3 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 7 level
Marlo versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMarloExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size17 MB62 MB
Age rating4+4+
DeveloperAnicca LLCShamsudeen Adedokun

In-app purchases

4 purchases

Marlo

Subscriptions3
  • Marlo Pro Monthly$6.991 Month
  • Marlo Pro Annual Intro$24.991 Year
  • Marlo Pro Annual$29.991 Year
One-time1
  • Marlo Pro — Lifetime$39.99
3 purchases

Expense Tracker

Subscriptions2
  • Byrde Monthly7 Days trial$3.491 Month
  • Byrde Yearly7 Days trial$29.991 Year
One-time1
  • Byrde Lifetime$89.99

Questions

Is Marlo free?
Marlo is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Marlo or Expense Tracker have ads?
Neither Marlo nor Expense Tracker shows ads.
Which is updated more often, Marlo or Expense Tracker?
Marlo ships an update every 2 months, and Expense Tracker every 2 months. Most recently, Marlo was updated on October 9, 2026 and Expense Tracker on October 14, 2026.

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