Tapp vs Kova

Money tracking that actually sticks. Tapp is the expense tracker built for people who quit every other expense tracker. No bank logins. No spreadsheets. No 12-step setup. Just you, your money, and two taps. • LOG IN LITERALLY TWO TAPS Set up Back Tap once (we show you how) and double-tapping the back of your iPhone opens the keypad instantly — from anywhere. Type the amount, tap a category, done. Logging an expense takes less time than the purchase did. • STREAKS THAT KEEP YOU HONEST Log something every day and build your streak. Miss a day and it resets. Simple, slightly threatening, very effective. • SEE WHERE IT ALL WENT Charts that hit different: a donut of your spending by category, daily trends, and your top money drains — over 7, 30, or 90 days. • BUDGETS WITHOUT THE GUILT Set a monthly limit per category. We'll keep score and tell you when you've cooked it — next month is yours. • CATEGORIES THAT GET IT Coffee, Going Out, Gaming, Subscriptions, Beauty, Side Hustle — emoji categories that match how you actually spend. • YOUR DATA STAYS YOURS Everything lives on your phone. No accounts, no servers, no analytics, no trackers, no third-party SDKs. We literally cannot see your data. Export everything to CSV anytime. Works in any currency. Free. No subscription. No ads.

Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits — 50/30/20, 60/30/10, or 70/20/10 — or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.