Wealth Tracker vs Cuentio
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Wealth Tracker
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Dribs keeps your money on your phone, not on someone else's server. Track spending, income, budgets, and net worth in a fast, private app with no account, no bank logins, and no ads. Everything lives in a local database on your device. Sync and backups are optional and go through your own private iCloud. We never see your finances, and never will. TRACK IN SECONDS ⢠Log expenses, income, transfers, and refunds with a calculator keypad (type 12.50+3.20 and save the result) ⢠Recurring expenses, income, and transfers that post themselves: rent, salary, subscriptions, savings ⢠Categories, subcategories, and freeform tags ⢠Credit card statements, and Quick Pay to record a card payment in two taps ⢠Import your bank's CSV statements with automatic column mapping and suggested categories No bank sync, on purpose. Logging a purchase yourself takes seconds, keeps you aware of what you spend, and means your bank password stays with your bank. MONTHLY BUDGETS ⢠Set a monthly limit by category, account, or tag, or for all your spending ⢠Follow your progress through the month on its own Budgets tab ⢠Free, with as many budgets as you need SEE WHERE IT GOES ⢠Cash-flow chart of income vs. spending, by month or by year ⢠Net worth over time across debit, credit, savings, and investment accounts ⢠Insights: spending by category and, with Pro, savings rate, savings goal, needs & wants, and spending by person and by tag ⢠Search everything: by text, amount, account, month, or category INVESTMENTS (PRO) ⢠Stocks, ETFs, and funds: buys, sells, average cost, and realized gains ⢠Log dividends, or let Find Past Dividends add the ones you already recorded ⢠Chart an account's value or its return ⢠You enter prices yourself: no broker login, no live feed ANY CURRENCY ⢠82 currencies with automatic daily exchange rates ⢠Each ledger, account, and even each transaction can have its own currency ⢠Made for travel, expats, and anyone paid in one currency and spending in another KEEP THINGS IN THEIR PLACE ⢠Separate ledgers for personal, household, freelance, that side project (one free, unlimited with Pro) ⢠Share a ledger with your partner or housemate through your private iCloud. Everyone edits the same book and stays in sync ⢠Sharing needs Pro on both ends; with Family Sharing, one subscription can cover the whole household PRIVATE BY DESIGN ⢠On-device database that works fully offline ⢠Optional sync and scheduled backups to your own iCloud ⢠Hide Amounts, and lock the app with Face ID through iOS ⢠No account. No ads. No analytics or ad tracking. ALSO IN THE BOX ⢠Siri & Shortcuts: log an expense to any account or check your balance by voice ⢠Widgets: Tracking and Total Wealth, plus Savings and Investment Account (Pro) ⢠Full iPad layout with sidebar ⢠Light and dark mode, in English, German, and Spanish ⢠A demo mode with sample data so you can try everything first FREE AND PRO The free version is a complete tracker: unlimited transactions and accounts, one ledger, monthly budgets, every currency, spending by category, search, CSV import, iCloud sync and backups. Dribs Pro adds unlimited ledgers, ledger sharing, investment tracking, advanced insights, and unlimited people, via a monthly or annual subscription (annual includes a 14-day free trial for new subscribers). Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in Settings. Family Sharing supported. Terms of Use: https://dribs.app/terms Privacy Policy: https://dribs.app/privacy Questions or ideas? hello@dribs.app
Cuentio
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Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS ⢠Fast manual entry: amount, category, done. Unlimited expenses and income, free. ⢠Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT ⢠Scan a receipt and AI extracts the total, date, merchant and VAT. ⢠You get a free monthly allowance of AI actions, with the counter always visible in the app. ⢠The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT ⢠"Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS ⢠Budgets per category with warnings before you overspend. ⢠Monthly and category reports: see where your money goes at a glance. ⢠Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES ⢠Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. ⢠Invited members don't pay anything. NO BANK LINKING, BY DESIGN ⢠Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. ⢠Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS ⢠Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. ⢠Backup and sync across devices are included in the free plan. ⢠Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Cuentio at 16.4 against Wealth Tracker's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Wealth Tracker sells 2 in-app purchases, starting at $2.99 per month and Cuentio sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Wealth Tracker ships an update every 5 days, Cuentio every 6 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | Wealth Tracker | Cuentio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days ā better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 26.1 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 54 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Diego Pais | Leandro Gartner |
In-app purchases
Wealth Tracker
- Dribs Pro Monthly$2.991 Month
- Dribs Pro Annual14 Days trial$19.991 Year
Cuentio
- Cuentio Pro Monthly$4.991 Month
- Cuentio Pro Founder14 Days trial$22.991 Year
- Cuentio Pro Yearly14 Days trial$29.991 Year









